Chest CT scan (with contrast) at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$215.84 with Humana vs $8,127.61 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana BroadNetwork $215.84
Humana HumanaChoice $215.84
Humana HumanaChoiceCare $215.84
Humana NarrowExchangeNetwork $215.84
BCBS TENNCARE $286.36
BCBS COVERKIDS $310.39
United CorePayer $341.20
United AllPayerAppendix $341.20
United HeritageSelect $341.20
Aetna NewBusiness $459.25
Aetna COMM $459.25
BCBS BlueCare $532.67
Kentucky Labor Cabinet WORKERSCOMP $1,700.33
Apex Health MCR $1,754.82
Pruitt Health (AllyAlign) MCR $1,754.82
NHC Advantage, Inc. MCRHMO $1,754.82
Humana TRICARE $2,308.98
United OptionsPPO $2,576.82
Cigna PPO $3,010.91
United GlobalBenefitPlan $4,156.16
Aetna NAP $4,617.96
BGFH SingleSource DIRECTNETWORK $4,617.96
Humana BH COMM $6,003.35
Multiplan COMM $6,003.35
Employers Health Network COMM $6,465.14
Cigna Evernorth Behavioral Health COMM $7,388.74
ComPsych COMM $7,388.74
BGFH SingleSource LEASEDNETWORK $7,850.53
Prime Health COMMPPO $8,127.61
Beech Street COMM $8,127.61

Visitor-reported prices

visitor-reported
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Chest CT scan (with contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $882.89 $153.44 – $562.76
CHI Memorial Hospital Hixson Hixson $1,410.15 $157.26 – $3,334.80
62-1166050 BMH Carroll County Huntingdon $808.68 $141.42 – $325.10
CHI Memorial Hospital Chattanooga Chattanooga $2,015.18 $157.26 – $3,334.80
Johnson City Medical Center JOHNSON CITY $559.65 $163.67 – $406.92
Ascension Saint Thomas DeKalb Smithville $832.46 $148.75 – $562.76
Ascension Saint Thomas Highlands Sparta $832.46 $148.75 – $562.76
Ascension Saint Thomas River Park McMinnville $792.81 $148.75 – $562.76

All Tennessee hospitals for this procedure →