Chest CT scan (with and without contrast) at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$233.36 with Humana vs $7,293.42 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana NarrowExchangeNetwork $233.36
Humana BroadNetwork $233.36
Humana HumanaChoice $233.36
Humana HumanaChoiceCare $233.36
United CorePayer $341.20
United AllPayerAppendix $341.20
United HeritageSelect $341.20
BCBS TENNCARE $357.94
BCBS COVERKIDS $387.98
Aetna NewBusiness $459.25
Aetna COMM $459.25
BCBS BlueCare $665.82
Kentucky Labor Cabinet WORKERSCOMP $1,525.82
Apex Health MCR $1,574.72
Pruitt Health (AllyAlign) MCR $1,574.72
NHC Advantage, Inc. MCRHMO $1,574.72
Humana TRICARE $2,071.99
United OptionsPPO $2,312.35
Cigna PPO $2,701.88
United GlobalBenefitPlan $3,729.59
Aetna NAP $4,143.99
BGFH SingleSource DIRECTNETWORK $4,143.99
Humana BH COMM $5,387.19
Multiplan COMM $5,387.19
Employers Health Network COMM $5,801.59
Cigna Evernorth Behavioral Health COMM $6,630.38
ComPsych COMM $6,630.38
BGFH SingleSource LEASEDNETWORK $7,044.78
Prime Health COMMPPO $7,293.42
Beech Street COMM $7,293.42

Visitor-reported prices

visitor-reported
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Chest CT scan (with and without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,044.56 $153.44 – $617.08
CHI Memorial Hospital Hixson Hixson $1,604.92 $176.05 – $3,795.40
62-1166050 BMH Carroll County Huntingdon $900.22 $141.42 – $325.10
CHI Memorial Hospital Chattanooga Chattanooga $2,293.51 $176.05 – $3,795.40
Johnson City Medical Center JOHNSON CITY $587.70 $163.67 – $406.92
Ascension Saint Thomas DeKalb Smithville $956.16 $151.23 – $617.08
Ascension Saint Thomas Highlands Sparta $956.16 $151.23 – $617.08
Ascension Saint Thomas River Park McMinnville $910.64 $151.23 – $617.08

All Tennessee hospitals for this procedure →