Bundled special stain group 1 microorganisms at SUMMIT MEDICAL CENTER
100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024
$197.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$197.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$5.24 with BCBS vs $173.36 with Prime Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $5.24 | ↓ -97% |
| BCBS | COVERKIDS | $5.68 | ↓ -97% |
| BCBS | BlueCare | $9.77 | ↓ -95% |
| Bright Health | HIX | $33.49 | ↓ -83% |
| Oscar | HIX | $36.05 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $36.27 | ↓ -82% |
| Apex Health | MCR | $37.43 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $37.43 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $37.43 | ↓ -81% |
| Ambetter | CORE | $43.93 | ↓ -78% |
| Ambetter | Select | $45.70 | ↓ -77% |
| Bright Health | SmallGroup | $47.28 | ↓ -76% |
| Humana | TRICARE | $49.25 | ↓ -75% |
| United | CorePayer | $49.76 | ↓ -75% |
| United | HeritageSelect | $49.76 | ↓ -75% |
| United | AllPayerAppendix | $49.76 | ↓ -75% |
| United | OptionsPPO | $54.96 | ↓ -72% |
| BCBS | NetworkP | $60.02 | ↓ -70% |
| Cigna | PPO | $64.22 | ↓ -67% |
| Centurion | PRISON | $81.16 | ↓ -59% |
| Aetna | NewBusiness | $81.57 | ↓ -59% |
| Aetna | COMM | $81.57 | ↓ -59% |
| United | GlobalBenefitPlan | $88.65 | ↓ -55% |
| BGFH SingleSource | DIRECTNETWORK | $98.50 | ↓ -50% |
| Aetna | NAP | $98.50 | ↓ -50% |
| Humana | NarrowExchangeNetwork | $101.36 | ↓ -49% |
| Humana | BroadNetwork | $101.36 | ↓ -49% |
| Humana | HumanaChoice | $101.36 | ↓ -49% |
| Humana | HumanaChoiceCare | $101.36 | ↓ -49% |
| Multiplan | COMM | $128.05 | ↓ -35% |
| Humana BH | COMM | $128.05 | ↓ -35% |
| Employers Health Network | COMM | $137.90 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $147.75 | ↓ -25% |
| Cigna | NewBusiness | $148.35 | ↓ -25% |
| ComPsych | COMM | $157.60 | ↓ -20% |
| Cigna Evernorth Behavioral Health | COMM | $157.60 | ↓ -20% |
| BGFH SingleSource | LEASEDNETWORK | $167.45 | ↓ -15% |
| Cigna | OAP | $168.48 | ↓ -14% |
| Beech Street | COMM | $173.36 | ↓ -12% |
| Prime Health | COMMPPO | $173.36 | ↓ -12% |
Visitor-reported prices
Comments
Bundled special stain group 1 microorganisms at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $48.47 | $3.38 – $223.03 |
| CHI Memorial Hospital Hixson | Hixson | $88.21 | $5.03 – $208.60 |
| 62-1166050 BMH Carroll County | Huntingdon | $14.49 | $3.38 – $97.58 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $126.06 | $5.03 – $208.60 |
| Johnson City Medical Center | JOHNSON CITY | $76.95 | $8.87 – $106.01 |
| Ascension Saint Thomas DeKalb | Smithville | $48.47 | $3.38 – $223.03 |
| Ascension Saint Thomas Highlands | Sparta | $48.47 | $3.38 – $223.03 |
| Ascension Saint Thomas River Park | McMinnville | $48.47 | $5.05 – $223.03 |