Brain MRI (with and without contrast) at SUMMIT MEDICAL CENTER
100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024
$19,492.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,492.76
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$425.72 with Humana vs $17,153.63 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | NarrowExchangeNetwork | $425.72 | ↓ -98% |
| Humana | BroadNetwork | $425.72 | ↓ -98% |
| Humana | HumanaChoice | $425.72 | ↓ -98% |
| Humana | HumanaChoiceCare | $425.72 | ↓ -98% |
| United | CorePayer | $616.10 | ↓ -97% |
| United | AllPayerAppendix | $616.10 | ↓ -97% |
| United | HeritageSelect | $616.10 | ↓ -97% |
| Aetna | NewBusiness | $887.81 | ↓ -95% |
| Aetna | COMM | $887.81 | ↓ -95% |
| BCBS | TENNCARE | $1,008.04 | ↓ -95% |
| BCBS | COVERKIDS | $1,092.63 | ↓ -94% |
| BCBS | BlueCare | $1,875.09 | ↓ -90% |
| Kentucky Labor Cabinet | WORKERSCOMP | $3,588.62 | ↓ -82% |
| Apex Health | MCR | $3,703.62 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $3,703.62 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $3,703.62 | ↓ -81% |
| Humana | TRICARE | $4,873.19 | ↓ -75% |
| United | OptionsPPO | $5,438.48 | ↓ -72% |
| Cigna | PPO | $6,354.64 | ↓ -67% |
| United | GlobalBenefitPlan | $8,771.74 | ↓ -55% |
| Aetna | NAP | $9,746.38 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $9,746.38 | ↓ -50% |
| Humana BH | COMM | $12,670.29 | ↓ -35% |
| Multiplan | COMM | $12,670.29 | ↓ -35% |
| Employers Health Network | COMM | $13,644.93 | ↓ -30% |
| Cigna Evernorth Behavioral Health | COMM | $15,594.21 | ↓ -20% |
| BGFH SingleSource | LEASEDNETWORK | $16,568.85 | ↓ -15% |
| Prime Health | COMMPPO | $17,153.63 | ↓ -12% |
| Beech Street | COMM | $17,153.63 | ↓ -12% |
Visitor-reported prices
Comments
Brain MRI (with and without contrast) at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $1,553.91 | $297.06 – $981.30 |
| CHI Memorial Hospital Hixson | Hixson | $2,479.89 | $315.33 – $5,864.60 |
| 62-1166050 BMH Carroll County | Huntingdon | $1,158.74 | $283.71 – $652.20 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $3,543.90 | $315.33 – $5,864.60 |
| Johnson City Medical Center | JOHNSON CITY | $668.55 | $325.55 – $709.70 |
| Ascension Saint Thomas DeKalb | Smithville | $1,592.39 | $264.35 – $981.30 |
| Ascension Saint Thomas Highlands | Sparta | $1,592.39 | $264.35 – $1,057.38 |
| Ascension Saint Thomas River Park | McMinnville | $1,516.56 | $264.35 – $1,339.35 |