Aqua therapy w/exercise/ea 15 min 97113 at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.75 with Wellpoint vs $326.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $27.75
Humana ChoicecareMGMCR $30.84
HealthSpring DualEligible $30.84
HealthSpring MCRHMO $30.84
HealthSpring MCRPOS $30.84
HealthSpring MCRPPO $30.84
Devoted Health Plan MCR $30.84
United VACCN $30.84
Amerigroup MGMCR $30.84
Sarah Cannon Research COMM $30.84
Odyssey Healthcare COMM $30.84
Aetna MGMCRSNP $31.14
Aetna MGMCRHMO $31.14
Aetna MGMCRPPO $31.14
United MGMCR $31.45
WellCare MCR $31.76
Zing MGMCR $31.76
BCBS MCR $31.76
BCBS TENNCARE $32.26
American Health Advantage MCRHMO $32.38
American Health Advantage MCRPOS $32.38
Evergreen HMO MCR $32.38
American Health Advantage MCRPFFS $32.38
American Health Advantage MCRSNP $32.38
American Health Advantage MCRPPO $32.38
Signature Advantage MCR $32.69
ATRIO Golden Times MCR $33.92
BCBS COVERKIDS $34.96
Bright Health MCRNarrow $35.46
Prime Health WORKERSCOMP $44.40
CorVel Corporation WORKERSCOMP $45.33
NovaNET WORKERSCOMP $45.33
BCBS BlueCare $60.14
BCBS NetworkP $74.67
Aetna NewBusiness $274.00
Aetna COMM $326.00

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $59.49 $20.81 – $92.92
CHI Memorial Hospital Hixson Hixson $86.14 $30.97 – $203.70
62-1166050 BMH Carroll County Huntingdon $25.30 $20.81 – $23.96
CHI Memorial Hospital Chattanooga Chattanooga $123.10 $30.97 – $203.70
Johnson City Medical Center JOHNSON CITY $40.95 $24.14 – $76.39
Ascension Saint Thomas Rutherford Murfreesboro $59.49 $20.81 – $92.92
Hancock County Hospital SNEEDVILLE $40.25 $24.14 – $58.69
Greeneville Community Hospital GREENEVILLE $40.95 $24.14 – $76.39

All Tennessee hospitals for this procedure →