Adh-sendout at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$648.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$648.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.27 with Wellpoint vs $570.24 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $15.27 ↓ -98%
Aetna NewBusiness $26.99 ↓ -96%
Aetna COMM $26.99 ↓ -96%
Devoted Health Plan MCR $33.94 ↓ -95%
Bright Health SmallGroup $33.94 ↓ -95%
Bright Health HIX $33.94 ↓ -95%
Amerigroup MGMCR $33.94 ↓ -95%
HealthSpring DualEligible $33.94 ↓ -95%
HealthSpring MCRHMO $33.94 ↓ -95%
HealthSpring MCRPOS $33.94 ↓ -95%
HealthSpring MCRPPO $33.94 ↓ -95%
Odyssey Healthcare COMM $33.94 ↓ -95%
United HeritageSelect $33.94 ↓ -95%
United VACCN $33.94 ↓ -95%
Sarah Cannon Research COMM $33.94 ↓ -95%
Humana ChoicecareMGMCR $33.94 ↓ -95%
United CorePayer $33.94 ↓ -95%
United AllPayerAppendix $33.94 ↓ -95%
Aetna MGMCRPPO $34.28 ↓ -95%
Aetna MGMCRSNP $34.28 ↓ -95%
Aetna MGMCRHMO $34.28 ↓ -95%
United MGMCR $34.62 ↓ -95%
BCBS MCR $34.96 ↓ -95%
WellCare MCR $34.96 ↓ -95%
Zing MGMCR $34.96 ↓ -95%
Ambetter Select $35.30 ↓ -95%
American Health Advantage MCRHMO $35.64 ↓ -95%
American Health Advantage MCRPPO $35.64 ↓ -95%
Evergreen HMO MCR $35.64 ↓ -95%
American Health Advantage MCRPFFS $35.64 ↓ -95%
American Health Advantage MCRSNP $35.64 ↓ -95%
American Health Advantage MCRPOS $35.64 ↓ -95%
Signature Advantage MCR $35.98 ↓ -94%
Ambetter CORE $36.65 ↓ -94%
ATRIO Golden Times MCR $37.33 ↓ -94%
Bright Health MCRNarrow $39.03 ↓ -94%
BCBS NetworkP $46.31 ↓ -93%
Prime Health WORKERSCOMP $48.87 ↓ -92%
CorVel Corporation WORKERSCOMP $49.89 ↓ -92%
NovaNET WORKERSCOMP $49.89 ↓ -92%
Cigna NewBusiness $60.56 ↓ -91%
Cigna OAP $68.77 ↓ -89%
Oscar HIX $101.82 ↓ -84%
BCBS TENNCARE $103.32 ↓ -84%
BCBS COVERKIDS $111.99 ↓ -83%
Kentucky Labor Cabinet WORKERSCOMP $119.30 ↓ -82%
Pruitt Health (AllyAlign) MCR $123.12 ↓ -81%
Apex Health MCR $123.12 ↓ -81%
NHC Advantage, Inc. MCRHMO $123.12 ↓ -81%
Humana BroadNetwork $135.76 ↓ -79%
Humana HumanaChoice $135.76 ↓ -79%
Humana HumanaChoiceCare $135.76 ↓ -79%
Humana NarrowExchangeNetwork $135.76 ↓ -79%
Humana TRICARE $162.00 ↓ -75%
United OptionsPPO $180.79 ↓ -72%
BCBS BlueCare $192.65 ↓ -70%
Cigna PPO $211.25 ↓ -67%
Centurion PRISON $266.98 ↓ -59%
United GlobalBenefitPlan $291.60 ↓ -55%
BGFH SingleSource DIRECTNETWORK $324.00 ↓ -50%
Aetna NAP $324.00 ↓ -50%
Humana BH COMM $421.20 ↓ -35%
Multiplan COMM $421.20 ↓ -35%
Employers Health Network COMM $453.60 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $486.00 ↓ -25%
ComPsych COMM $518.40 ↓ -20%
Cigna Evernorth Behavioral Health COMM $518.40 ↓ -20%
BGFH SingleSource LEASEDNETWORK $550.80 ↓ -15%
Prime Health COMMPPO $570.24 ↓ -12%
Beech Street COMM $570.24 ↓ -12%

Visitor-reported prices

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Adh-sendout at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $109.16 $12.22 – $130.95
CHI Memorial Hospital Hixson Hixson $47.36 $30.15 – $112.00
62-1166050 BMH Carroll County Huntingdon $65.09 $29.53 – $67.88
CHI Memorial Hospital Chattanooga Chattanooga $67.68 $30.15 – $112.00
Johnson City Medical Center JOHNSON CITY $30.75 $16.97 – $73.99
Ascension Saint Thomas DeKalb Smithville $109.16 $23.80 – $130.95
Ascension Saint Thomas Highlands Sparta $109.16 $23.80 – $130.95
Ascension Saint Thomas River Park McMinnville $109.16 $23.80 – $130.95

All Tennessee hospitals for this procedure →