Abdominal pad at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$102.28 with Wellpoint vs $167.05 with NovaNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $102.28
Humana ChoicecareMGMCR $113.64
HealthSpring DualEligible $113.64
HealthSpring MCRHMO $113.64
HealthSpring MCRPOS $113.64
HealthSpring MCRPPO $113.64
Devoted Health Plan MCR $113.64
United VACCN $113.64
Amerigroup MGMCR $113.64
Sarah Cannon Research COMM $113.64
Odyssey Healthcare COMM $113.64
Aetna MGMCRPPO $114.78
Aetna MGMCRHMO $114.78
Aetna MGMCRSNP $114.78
United MGMCR $115.91
WellCare MCR $117.05
Zing MGMCR $117.05
BCBS MCR $117.05
American Health Advantage MCRHMO $119.32
American Health Advantage MCRPOS $119.32
American Health Advantage MCRPPO $119.32
American Health Advantage MCRSNP $119.32
American Health Advantage MCRPFFS $119.32
Evergreen HMO MCR $119.32
Signature Advantage MCR $120.46
ATRIO Golden Times MCR $125.00
Bright Health MCRNarrow $130.69
Prime Health WORKERSCOMP $163.64
CorVel Corporation WORKERSCOMP $167.05
NovaNET WORKERSCOMP $167.05

Visitor-reported prices

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Abdominal pad at other Tennessee hospitals

Hospital City Cash price Negotiated range
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $113.64 – $167.05
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $110.23 – $167.05
HORIZON MEDICAL CENTER DICKSON not published $102.28 – $167.05
SKYLINE MADISON CAMPUS NASHVILLE not published $81.82 – $167.05
SOUTHERN HILLS MEDICAL CENTER ANTIOCH not published $81.82 – $167.05
STONECREST MEDICAL CENTER Smyrna not published $102.28 – $167.05
Parkwest Medical Center Knoxville not published $56.57 – $119.32
Roane County Medical Center Harriman not published $113.64 – $119.32

All Tennessee hospitals for this procedure →