Abdominal MRI (with and without contrast) at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$19,972.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,972.64

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$407.64 with Humana vs $17,575.92 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana NarrowExchangeNetwork $407.64 ↓ -98%
Humana BroadNetwork $407.64 ↓ -98%
Humana HumanaChoice $407.64 ↓ -98%
Humana HumanaChoiceCare $407.64 ↓ -98%
United CorePayer $616.10 ↓ -97%
United AllPayerAppendix $616.10 ↓ -97%
United HeritageSelect $616.10 ↓ -97%
Aetna NewBusiness $952.55 ↓ -95%
Aetna COMM $952.55 ↓ -95%
BCBS TENNCARE $1,007.81 ↓ -95%
BCBS COVERKIDS $1,092.38 ↓ -95%
BCBS BlueCare $1,874.66 ↓ -91%
Kentucky Labor Cabinet WORKERSCOMP $3,676.96 ↓ -82%
Apex Health MCR $3,794.80 ↓ -81%
Pruitt Health (AllyAlign) MCR $3,794.80 ↓ -81%
NHC Advantage, Inc. MCRHMO $3,794.80 ↓ -81%
Humana TRICARE $4,993.16 ↓ -75%
United OptionsPPO $5,572.37 ↓ -72%
Cigna PPO $6,511.08 ↓ -67%
United GlobalBenefitPlan $8,987.69 ↓ -55%
Aetna NAP $9,986.32 ↓ -50%
BGFH SingleSource DIRECTNETWORK $9,986.32 ↓ -50%
Humana BH COMM $12,982.22 ↓ -35%
Multiplan COMM $12,982.22 ↓ -35%
Employers Health Network COMM $13,980.85 ↓ -30%
Cigna Evernorth Behavioral Health COMM $15,978.11 ↓ -20%
ComPsych COMM $15,978.11 ↓ -20%
BGFH SingleSource LEASEDNETWORK $16,976.74 ↓ -15%
Prime Health COMMPPO $17,575.92 ↓ -12%
Beech Street COMM $17,575.92 ↓ -12%

Visitor-reported prices

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Abdominal MRI (with and without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,248.42 $307.82 – $1,180.16
CHI Memorial Hospital Hixson Hixson $1,691.05 $315.33 – $2,459.00
62-1166050 BMH Carroll County Huntingdon $1,457.51 $283.71 – $652.20
CHI Memorial Hospital Chattanooga Chattanooga $2,416.60 $315.33 – $2,459.00
Johnson City Medical Center JOHNSON CITY $668.55 $325.55 – $709.70
Ascension Saint Thomas DeKalb Smithville $1,248.29 $264.35 – $1,180.16
Ascension Saint Thomas Highlands Sparta $1,248.29 $264.35 – $1,180.16
Ascension Saint Thomas River Park McMinnville $1,383.14 $264.35 – $1,339.04

All Tennessee hospitals for this procedure →