Renal function panel at Morristown-Hamblen Hospital Association

908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$21.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$70.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.91 with Wellpoint vs $63.00 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $3.91 ↓ -81%
United Healthcare Tenncare $5.56 ↓ -74%
United Healthcare Heritage Select $8.68 ↓ -59%
Tricare Humana Military $8.68 ↓ -59%
Optum VA CCN $8.68 ↓ -59%
United Healthcare Options PPO $8.68 ↓ -59%
United Healthcare All Other Plans $8.68 ↓ -59%
United Healthcare Medicare Advantage $8.94 ↓ -57%
United Healthcare Community Plan DSNP $8.94 ↓ -57%
Humana Medicare Advantage HMO $8.94 ↓ -57%
Humana DSNP $8.94 ↓ -57%
Humana Medicare Advantage PPO $8.94 ↓ -57%
Farm Bureau Medicare Advantage PPO $9.03 ↓ -57%
Farm Bureau Medicare Advantage HMO $9.03 ↓ -57%
Devoted Health PPO $9.11 ↓ -57%
HealthSpring Medicare PPO $9.11 ↓ -57%
HealthSpring Medicare HMO POS $9.11 ↓ -57%
Blue Cross of TN Med Adv Sapphire $9.11 ↓ -57%
Aetna Medicare Advantage $9.11 ↓ -57%
Wellcare Medicare Advantage $9.11 ↓ -57%
Blue Cross of TN Med Adv Ruby $9.11 ↓ -57%
Devoted Health HMO $9.11 ↓ -57%
Cigna Medicare PPO $9.11 ↓ -57%
Cigna Medicare HMO $9.11 ↓ -57%
Blue Cross of TN Med Adv PPO $9.11 ↓ -57%
Blue Cross of TN Med Adv Diamond $9.11 ↓ -57%
Blue Cross of TN BlueEssential HMO $9.11 ↓ -57%
Blue Cross of TN BlueEssential DSNP $9.11 ↓ -57%
United Healthcare DSNP $9.11 ↓ -57%
Cigna Medicare HMO-POS $9.11 ↓ -57%
Wellpoint DSNP $9.11 ↓ -57%
Wellpoint Medicare Advantage $9.11 ↓ -57%
BCBS TN Blue Care $12.06 ↓ -43%
Aetna Commercial $13.15 ↓ -37%
Ambetter Exchange $15.71 ↓ -25%
Cigna IFP $18.05 ↓ -14%
Cigna Local Plus $18.12 ↓ -14%
BCBS TN Commercial Network S $18.34 ↓ -13%
BCBS TN Commercial Network P $18.34 ↓ -13%
Cigna POS $19.70 ↓ -6%
Cigna OAP $19.70 ↓ -6%
Cigna HMO $19.70 ↓ -6%
EHN Network Lease $31.50 ↑ +50%
Correctional Medical Services Correctional Facilities - Inmate Claims $42.00 ↑ +100%
Community Services Network NonProfit Public Benefit $45.50 ↑ +117%
USA Managed Care Organization PPO $49.00 ↑ +133%
NovaNet Network Lease $52.50 ↑ +150%
Direct Care America PPO $56.00 ↑ +167%
MedSave USA Commercial $56.00 ↑ +167%
National Provider Network PPO $56.00 ↑ +167%
Beech Street PPO $59.50 ↑ +183%
CCN Managed Care PPO $59.50 ↑ +183%
Initial Group PPO $61.60 ↑ +193%
Galaxy Health Network PPO $63.00 ↑ +200%

Visitor-reported prices

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Renal function panel at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $72.72 $3.12 – $33.86
CHI Memorial Hospital Hixson Hixson $145.04 $7.71 – $343.00
62-1166050 BMH Carroll County Huntingdon $112.01 $7.55 – $17.36
CHI Memorial Hospital Chattanooga Chattanooga $207.27 $7.71 – $343.00
Johnson City Medical Center JOHNSON CITY $14.70 $4.34 – $18.92
Ascension Saint Thomas DeKalb Smithville $72.72 $6.09 – $33.86
Ascension Saint Thomas Highlands Sparta $72.72 $6.09 – $33.86
Ascension Saint Thomas River Park McMinnville $72.72 $6.09 – $33.86

All Tennessee hospitals for this procedure →