Postop app non-wgt bear dsg at Morristown-Hamblen Hospital Association

908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$1,064.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,549.56

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$501.19 with Optum vs $3,194.60 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optum VA CCN $501.19 ↓ -53%
Tricare Humana Military $501.19 ↓ -53%
Humana DSNP $516.23 ↓ -52%
Humana Medicare Advantage PPO $516.23 ↓ -52%
Humana Medicare Advantage HMO $516.23 ↓ -52%
United Healthcare Medicare Advantage $516.23 ↓ -52%
United Healthcare Community Plan DSNP $516.23 ↓ -52%
Farm Bureau Medicare Advantage PPO $521.24 ↓ -51%
Farm Bureau Medicare Advantage HMO $521.24 ↓ -51%
HealthSpring Medicare HMO POS $526.25 ↓ -51%
Blue Cross of TN Med Adv Diamond $526.25 ↓ -51%
Aetna Medicare Advantage $526.25 ↓ -51%
Blue Cross of TN BlueEssential HMO $526.25 ↓ -51%
Cigna Medicare PPO $526.25 ↓ -51%
Cigna Medicare HMO $526.25 ↓ -51%
Blue Cross of TN BlueEssential DSNP $526.25 ↓ -51%
Wellpoint DSNP $526.25 ↓ -51%
Devoted Health HMO $526.25 ↓ -51%
Wellcare Medicare Advantage $526.25 ↓ -51%
United Healthcare DSNP $526.25 ↓ -51%
Blue Cross of TN Med Adv Sapphire $526.25 ↓ -51%
Blue Cross of TN Med Adv Ruby $526.25 ↓ -51%
Blue Cross of TN Med Adv PPO $526.25 ↓ -51%
Devoted Health PPO $526.25 ↓ -51%
HealthSpring Medicare PPO $526.25 ↓ -51%
Cigna Medicare HMO-POS $526.25 ↓ -51%
Wellpoint Medicare Advantage $526.25 ↓ -51%
BCBS TN Blue Care $745.40 ↓ -30%
Aetna Commercial $780.90 ↓ -27%
United Healthcare All Other Plans $993.87 ↓ -7%
United Healthcare Heritage Select $993.87 ↓ -7%
United Healthcare Options PPO $1,064.86 ↓ -0%
Cigna IFP $1,508.56 ↑ +42%
EHN Network Lease $1,597.30 ↑ +50%
Cigna HMO $1,774.78 ↑ +67%
Cigna Local Plus $1,774.78 ↑ +67%
Cigna POS $1,774.78 ↑ +67%
Cigna OAP $1,774.78 ↑ +67%
Ambetter Exchange $1,774.78 ↑ +67%
Correctional Medical Services Correctional Facilities - Inmate Claims $2,129.73 ↑ +100%
BCBS TN Commercial Network S $2,200.72 ↑ +107%
BCBS TN Commercial Network P $2,200.72 ↑ +107%
Community Services Network NonProfit Public Benefit $2,307.21 ↑ +117%
USA Managed Care Organization PPO $2,484.69 ↑ +133%
NovaNet Network Lease $2,662.17 ↑ +150%
Direct Care America PPO $2,839.64 ↑ +167%
MedSave USA Commercial $2,839.64 ↑ +167%
National Provider Network PPO $2,839.64 ↑ +167%
Beech Street PPO $3,017.12 ↑ +183%
CCN Managed Care PPO $3,017.12 ↑ +183%
Initial Group PPO $3,123.61 ↑ +193%
Galaxy Health Network PPO $3,194.60 ↑ +200%

Visitor-reported prices

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Postop app non-wgt bear dsg at other Tennessee hospitals

Hospital City Cash price Negotiated range
SKYLINE MADISON CAMPUS NASHVILLE $3,791.00 $360.86 – $736.75
Parkwest Medical Center Knoxville $1,191.00 $240.10 – $3,573.00
Roane County Medical Center Harriman $1,310.10 $501.19 – $3,573.00
LeConte Medical Center Sevierville $1,151.30 $833.70 – $3,573.00
Fort Sanders Regional Medical Center Knoxville $1,310.10 $501.19 – $3,573.00
Methodist Medical Center of Oak Ridge Oak Ridge $1,346.40 $501.19 – $3,672.00
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $501.19 – $736.75
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $486.15 – $736.75

All Tennessee hospitals for this procedure →