Ortho hnd/fngr without jnt cstm w/fit&adj at Morristown-Hamblen Hospital Association

908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$94.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.94 with BCBS TN vs $319.81 with Blue Cross of TN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $65.94 ↓ -30%
Aetna Commercial $69.08 ↓ -27%
United Healthcare All Other Plans $87.92 ↓ -7%
United Healthcare Heritage Select $87.92 ↓ -7%
United Healthcare Options PPO $94.20 ↑ +0%
Cigna IFP $133.45 ↑ +42%
EHN Network Lease $141.30 ↑ +50%
Cigna HMO $157.00 ↑ +67%
Cigna Local Plus $157.00 ↑ +67%
Cigna POS $157.00 ↑ +67%
Ambetter Exchange $157.00 ↑ +67%
Cigna OAP $157.00 ↑ +67%
Correctional Medical Services Correctional Facilities - Inmate Claims $188.40 ↑ +100%
BCBS TN Commercial Network S $194.68 ↑ +107%
BCBS TN Commercial Network P $194.68 ↑ +107%
Community Services Network NonProfit Public Benefit $204.10 ↑ +117%
USA Managed Care Organization PPO $219.80 ↑ +133%
NovaNet Network Lease $235.50 ↑ +150%
National Provider Network PPO $251.20 ↑ +167%
MedSave USA Commercial $251.20 ↑ +167%
Direct Care America PPO $251.20 ↑ +167%
Beech Street PPO $266.90 ↑ +183%
CCN Managed Care PPO $266.90 ↑ +183%
Initial Group PPO $276.32 ↑ +193%
Galaxy Health Network PPO $282.60 ↑ +200%
Optum VA CCN $304.58 ↑ +223%
Tricare Humana Military $304.58 ↑ +223%
United Healthcare Medicare Advantage $313.72 ↑ +233%
Humana DSNP $313.72 ↑ +233%
Humana Medicare Advantage HMO $313.72 ↑ +233%
Humana Medicare Advantage PPO $313.72 ↑ +233%
United Healthcare Community Plan DSNP $313.72 ↑ +233%
Farm Bureau Medicare Advantage PPO $316.76 ↑ +236%
Farm Bureau Medicare Advantage HMO $316.76 ↑ +236%
Blue Cross of TN Med Adv PPO $319.81 ↑ +240%
Blue Cross of TN Med Adv Ruby $319.81 ↑ +240%
Blue Cross of TN Med Adv Sapphire $319.81 ↑ +240%
Devoted Health HMO $319.81 ↑ +240%
United Healthcare DSNP $319.81 ↑ +240%
Wellcare Medicare Advantage $319.81 ↑ +240%
Cigna Medicare PPO $319.81 ↑ +240%
Cigna Medicare HMO $319.81 ↑ +240%
Devoted Health PPO $319.81 ↑ +240%
Aetna Medicare Advantage $319.81 ↑ +240%
HealthSpring Medicare HMO POS $319.81 ↑ +240%
Cigna Medicare HMO-POS $319.81 ↑ +240%
Wellpoint DSNP $319.81 ↑ +240%
Wellpoint Medicare Advantage $319.81 ↑ +240%
HealthSpring Medicare PPO $319.81 ↑ +240%
Blue Cross of TN BlueEssential DSNP $319.81 ↑ +240%
Blue Cross of TN BlueEssential HMO $319.81 ↑ +240%
Blue Cross of TN Med Adv Diamond $319.81 ↑ +240%

Visitor-reported prices

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Ortho hnd/fngr without jnt cstm w/fit&adj at other Tennessee hospitals

Hospital City Cash price Negotiated range
Johnson City Medical Center JOHNSON CITY $56.10 $318.46 – $694.25
Hancock County Hospital SNEEDVILLE $54.97 $239.00 – $239.00
Greeneville Community Hospital GREENEVILLE $56.10 $296.17 – $694.25
Bristol Regional Medical Center BRISTOL $56.10 $296.17 – $694.25
Franklin Woods Community Hospital JOHNSON CITY $56.10 $299.36 – $694.25
Holston Valley Medical Center KINGSPORT $56.10 $296.17 – $694.25
Indian Path Community Hospital KINGSPORT $56.10 $304.58 – $694.25
Hawkins County Memorial Hospital ROGERSVILLE $56.10 $296.17 – $694.25

All Tennessee hospitals for this procedure →