Lower Back (Lumbar Spine) X-ray at Morristown-Hamblen Hospital Association

908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$75.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$251.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.91 with BCBS TN vs $229.76 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $23.91 ↓ -68%
Aetna Commercial $40.99 ↓ -46%
United Healthcare Tenncare $52.56 ↓ -30%
Cigna IFP $60.75 ↓ -19%
Cigna Local Plus $61.02 ↓ -19%
Cigna OAP $66.33 ↓ -12%
Cigna HMO $66.33 ↓ -12%
Cigna POS $66.33 ↓ -12%
Tricare Humana Military $94.85 ↑ +26%
Optum VA CCN $94.85 ↑ +26%
United Healthcare Community Plan DSNP $97.70 ↑ +30%
United Healthcare Medicare Advantage $97.70 ↑ +30%
Humana DSNP $97.70 ↑ +30%
Humana Medicare Advantage PPO $97.70 ↑ +30%
Humana Medicare Advantage HMO $97.70 ↑ +30%
Farm Bureau Medicare Advantage HMO $98.64 ↑ +31%
Farm Bureau Medicare Advantage PPO $98.64 ↑ +31%
Wellpoint Medicare Advantage $99.59 ↑ +32%
Devoted Health HMO $99.59 ↑ +32%
Wellcare Medicare Advantage $99.59 ↑ +32%
United Healthcare DSNP $99.59 ↑ +32%
Devoted Health PPO $99.59 ↑ +32%
HealthSpring Medicare PPO $99.59 ↑ +32%
HealthSpring Medicare HMO POS $99.59 ↑ +32%
Aetna Medicare Advantage $99.59 ↑ +32%
Cigna Medicare PPO $99.59 ↑ +32%
Cigna Medicare HMO $99.59 ↑ +32%
Wellpoint DSNP $99.59 ↑ +32%
Blue Cross of TN Med Adv Ruby $99.59 ↑ +32%
Blue Cross of TN Med Adv Sapphire $99.59 ↑ +32%
Blue Cross of TN BlueEssential DSNP $99.59 ↑ +32%
Blue Cross of TN BlueEssential HMO $99.59 ↑ +32%
Blue Cross of TN Med Adv Diamond $99.59 ↑ +32%
Blue Cross of TN Med Adv PPO $99.59 ↑ +32%
Cigna Medicare HMO-POS $99.59 ↑ +32%
Wellpoint Medicaid Tenncare $104.51 ↑ +39%
EHN Network Lease $112.95 ↑ +50%
Ambetter Exchange $123.61 ↑ +64%
BCBS TN Commercial Network S $141.00 ↑ +87%
BCBS TN Commercial Network P $141.00 ↑ +87%
Correctional Medical Services Correctional Facilities - Inmate Claims $150.60 ↑ +100%
Community Services Network NonProfit Public Benefit $163.15 ↑ +117%
USA Managed Care Organization PPO $175.70 ↑ +133%
NovaNet Network Lease $188.25 ↑ +150%
Direct Care America PPO $200.80 ↑ +167%
National Provider Network PPO $200.80 ↑ +167%
MedSave USA Commercial $200.80 ↑ +167%
Beech Street PPO $213.35 ↑ +183%
CCN Managed Care PPO $213.35 ↑ +183%
Initial Group PPO $220.88 ↑ +193%
Galaxy Health Network PPO $225.90 ↑ +200%
United Healthcare All Other Plans $229.76 ↑ +205%
United Healthcare Heritage Select $229.76 ↑ +205%
United Healthcare Options PPO $229.76 ↑ +205%

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $122.97 $19.13 – $179.33
CHI Memorial Hospital Hixson Hixson $248.35 $28.47 – $587.30
62-1166050 BMH Carroll County Huntingdon $137.08 $19.13 – $194.20
CHI Memorial Hospital Chattanooga Chattanooga $354.90 $28.47 – $587.30
Johnson City Medical Center JOHNSON CITY $65.85 $22.19 – $212.67
Ascension Saint Thomas DeKalb Smithville $180.96 $19.13 – $179.33
Ascension Saint Thomas Highlands Sparta $180.96 $19.13 – $179.33
Ascension Saint Thomas River Park McMinnville $172.35 $22.18 – $179.33

All Tennessee hospitals for this procedure →