Biospy of bladder at Morristown-Hamblen Hospital Association

908 W 4th N St, Morristown, TN · Fsregional · · NPI 1912997024

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$122.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$408.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$160.00 with United Healthcare vs $3,419.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $160.00 ↑ +31%
EHN Network Lease $183.60 ↑ +50%
Tricare Humana Military $226.68 ↑ +85%
Optum VA CCN $226.68 ↑ +85%
Humana Medicare Advantage HMO $233.48 ↑ +91%
United Healthcare Community Plan DSNP $233.48 ↑ +91%
Humana DSNP $233.48 ↑ +91%
Humana Medicare Advantage PPO $233.48 ↑ +91%
United Healthcare Medicare Advantage $233.48 ↑ +91%
Farm Bureau Medicare Advantage HMO $235.75 ↑ +93%
Farm Bureau Medicare Advantage PPO $235.75 ↑ +93%
Wellpoint DSNP $238.01 ↑ +94%
Devoted Health HMO $238.01 ↑ +94%
Wellcare Medicare Advantage $238.01 ↑ +94%
United Healthcare DSNP $238.01 ↑ +94%
Devoted Health PPO $238.01 ↑ +94%
HealthSpring Medicare PPO $238.01 ↑ +94%
HealthSpring Medicare HMO POS $238.01 ↑ +94%
Aetna Medicare Advantage $238.01 ↑ +94%
Cigna Medicare HMO-POS $238.01 ↑ +94%
Wellpoint Medicare Advantage $238.01 ↑ +94%
Blue Cross of TN Med Adv Sapphire $238.01 ↑ +94%
Cigna Medicare PPO $238.01 ↑ +94%
Cigna Medicare HMO $238.01 ↑ +94%
Blue Cross of TN Med Adv Ruby $238.01 ↑ +94%
Blue Cross of TN Med Adv PPO $238.01 ↑ +94%
Blue Cross of TN Med Adv Diamond $238.01 ↑ +94%
Blue Cross of TN BlueEssential HMO $238.01 ↑ +94%
Blue Cross of TN BlueEssential DSNP $238.01 ↑ +94%
Correctional Medical Services Correctional Facilities - Inmate Claims $244.80 ↑ +100%
Community Services Network NonProfit Public Benefit $265.20 ↑ +117%
USA Managed Care Organization PPO $285.60 ↑ +133%
NovaNet Network Lease $306.00 ↑ +150%
Wellpoint Medicaid Tenncare $307.90 ↑ +152%
MedSave USA Commercial $326.40 ↑ +167%
National Provider Network PPO $326.40 ↑ +167%
Direct Care America PPO $326.40 ↑ +167%
Beech Street PPO $346.80 ↑ +183%
CCN Managed Care PPO $346.80 ↑ +183%
Initial Group PPO $359.04 ↑ +193%
Galaxy Health Network PPO $367.20 ↑ +200%
United Healthcare All Other Plans $433.00 ↑ +254%
United Healthcare Heritage Select $509.00 ↑ +316%
United Healthcare Options PPO $624.00 ↑ +410%
Aetna Commercial $1,349.71 ↑ +1003%
BCBS TN Blue Care $1,575.00 ↑ +1187%
Ambetter Exchange $2,009.00 ↑ +1541%
BCBS TN Commercial Network S $2,356.00 ↑ +1825%
BCBS TN Commercial Network P $2,356.00 ↑ +1825%
Cigna IFP $2,372.00 ↑ +1838%
Cigna Local Plus $2,857.00 ↑ +2234%
Cigna HMO $3,419.00 ↑ +2693%
Cigna OAP $3,419.00 ↑ +2693%
Cigna POS $3,419.00 ↑ +2693%

Visitor-reported prices

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Biospy of bladder at other Tennessee hospitals

Hospital City Cash price Negotiated range
62-0123940 BMH Collierville Collierville $78.75 $211.57 – $445.42
Parkwest Medical Center Knoxville $244.50 $183.60 – $367.20
Roane County Medical Center Harriman $134.64 $183.60 – $367.20
Fort Sanders Regional Medical Center Knoxville $134.64 $183.60 – $367.20
Methodist Medical Center of Oak Ridge Oak Ridge $134.64 $183.60 – $367.20
Cumberland Medical Center, Inc. Crossville $130.56 $183.60 – $367.20
Ascension Saint Thomas Midtown Nashville not published $209.63 – $2,225.50
Ascension Saint Thomas DeKalb Smithville not published $56.62 – $2,225.50

All Tennessee hospitals for this procedure →