Target gsa panel hmtlmph neop at Fort Loudoun Medical Center
550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659
$1,508.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,572.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$304.44 with United Healthcare vs $4,114.80 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $304.44 | ↓ -80% |
| Wellpoint | Medicaid Tenncare | $341.79 | ↓ -77% |
| United Healthcare | Heritage Select | $759.53 | ↓ -50% |
| Tricare | Humana Military | $759.53 | ↓ -50% |
| Optum | VA CCN | $759.53 | ↓ -50% |
| United Healthcare | Options PPO | $759.53 | ↓ -50% |
| United Healthcare | All Other Plans | $759.53 | ↓ -50% |
| United Healthcare | Medicare Advantage | $782.32 | ↓ -48% |
| United Healthcare | Community Plan DSNP | $782.32 | ↓ -48% |
| Humana | Medicare Advantage HMO | $782.32 | ↓ -48% |
| Humana | DSNP | $782.32 | ↓ -48% |
| Humana | Medicare Advantage PPO | $782.32 | ↓ -48% |
| Farm Bureau | Medicare Advantage PPO | $789.91 | ↓ -48% |
| Farm Bureau | Medicare Advantage HMO | $789.91 | ↓ -48% |
| Devoted Health | PPO | $797.51 | ↓ -47% |
| HealthSpring | Medicare PPO | $797.51 | ↓ -47% |
| HealthSpring | Medicare HMO POS | $797.51 | ↓ -47% |
| Blue Cross of TN | Med Adv Sapphire | $797.51 | ↓ -47% |
| Aetna | Medicare Advantage | $797.51 | ↓ -47% |
| Wellcare | Medicare Advantage | $797.51 | ↓ -47% |
| Blue Cross of TN | Med Adv Ruby | $797.51 | ↓ -47% |
| Devoted Health | HMO | $797.51 | ↓ -47% |
| Cigna | Medicare PPO | $797.51 | ↓ -47% |
| Cigna | Medicare HMO | $797.51 | ↓ -47% |
| Blue Cross of TN | Med Adv PPO | $797.51 | ↓ -47% |
| Blue Cross of TN | Med Adv Diamond | $797.51 | ↓ -47% |
| Blue Cross of TN | BlueEssential HMO | $797.51 | ↓ -47% |
| Blue Cross of TN | BlueEssential DSNP | $797.51 | ↓ -47% |
| United Healthcare | DSNP | $797.51 | ↓ -47% |
| Cigna | Medicare HMO-POS | $797.51 | ↓ -47% |
| Wellpoint | DSNP | $797.51 | ↓ -47% |
| Wellpoint | Medicare Advantage | $797.51 | ↓ -47% |
| BCBS TN | Blue Care | $949.41 | ↓ -37% |
| Aetna | Commercial | $1,150.80 | ↓ -24% |
| Ambetter | Exchange | $1,374.75 | ↓ -9% |
| BCBS TN | Commercial Network P | $1,443.11 | ↓ -4% |
| BCBS TN | Commercial Network S | $1,443.11 | ↓ -4% |
| Cigna | IFP | $1,554.70 | ↑ +3% |
| Cigna | Local Plus | $1,561.49 | ↑ +3% |
| Cigna | POS | $1,697.28 | ↑ +12% |
| Cigna | OAP | $1,697.28 | ↑ +12% |
| Cigna | HMO | $1,697.28 | ↑ +12% |
| EHN | Network Lease | $2,057.40 | ↑ +36% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $2,743.20 | ↑ +82% |
| Community Services Network | NonProfit Public Benefit | $2,971.80 | ↑ +97% |
| USA Managed Care Organization | PPO | $3,200.40 | ↑ +112% |
| NovaNet | Network Lease | $3,429.00 | ↑ +127% |
| Direct Care America | PPO | $3,657.60 | ↑ +142% |
| MedSave USA | Commercial | $3,657.60 | ↑ +142% |
| National Provider Network | PPO | $3,657.60 | ↑ +142% |
| Beech Street | PPO | $3,886.20 | ↑ +158% |
| CCN Managed Care | PPO | $3,886.20 | ↑ +158% |
| Initial Group | PPO | $4,023.36 | ↑ +167% |
| Galaxy Health Network | PPO | $4,114.80 | ↑ +173% |
Visitor-reported prices
Comments
Target gsa panel hmtlmph neop at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $4,117.83 | $273.43 – $2,381.68 |
| Johnson City Medical Center | JOHNSON CITY | $832.20 | $80.85 – $1,655.78 |
| Ascension Saint Thomas DeKalb | Smithville | $4,117.83 | $44.47 – $2,381.68 |
| Ascension Saint Thomas Highlands | Sparta | $4,117.83 | $44.47 – $2,381.68 |
| Ascension Saint Thomas River Park | McMinnville | $4,117.83 | $44.47 – $2,381.68 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $4,117.83 | $617.07 – $2,381.68 |
| Hancock County Hospital | SNEEDVILLE | $816.50 | $44.92 – $1,674.53 |
| Greeneville Community Hospital | GREENEVILLE | $832.20 | $32.34 – $1,655.78 |