Support clav 29.6-40.5in med at Fort Loudoun Medical Center

550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 16, 2026

$31.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$96.39

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.24 with BCBS TN vs $86.75 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $20.24 ↓ -36%
Aetna Commercial $21.20 ↓ -33%
United Healthcare Heritage Select $26.98 ↓ -15%
United Healthcare All Other Plans $26.98 ↓ -15%
United Healthcare Options PPO $28.91 ↓ -9%
Cigna IFP $40.96 ↑ +29%
EHN Network Lease $43.37 ↑ +36%
Cigna Local Plus $48.19 ↑ +51%
Ambetter Exchange $48.19 ↑ +51%
Cigna HMO $48.19 ↑ +51%
Cigna OAP $48.19 ↑ +51%
Cigna POS $48.19 ↑ +51%
Correctional Medical Services Correctional Facilities - Inmate Claims $57.83 ↑ +82%
BCBS TN Commercial Network P $59.76 ↑ +88%
BCBS TN Commercial Network S $59.76 ↑ +88%
Community Services Network NonProfit Public Benefit $62.65 ↑ +97%
Optum VA CCN $67.31 ↑ +112%
Tricare Humana Military $67.31 ↑ +112%
USA Managed Care Organization PPO $67.47 ↑ +112%
United Healthcare Community Plan DSNP $69.33 ↑ +118%
Humana DSNP $69.33 ↑ +118%
Humana Medicare Advantage PPO $69.33 ↑ +118%
Humana Medicare Advantage HMO $69.33 ↑ +118%
United Healthcare Medicare Advantage $69.33 ↑ +118%
Farm Bureau Medicare Advantage HMO $70.00 ↑ +120%
Farm Bureau Medicare Advantage PPO $70.00 ↑ +120%
Devoted Health PPO $70.68 ↑ +122%
Devoted Health HMO $70.68 ↑ +122%
Wellcare Medicare Advantage $70.68 ↑ +122%
United Healthcare DSNP $70.68 ↑ +122%
HealthSpring Medicare PPO $70.68 ↑ +122%
HealthSpring Medicare HMO POS $70.68 ↑ +122%
Aetna Medicare Advantage $70.68 ↑ +122%
Cigna Medicare PPO $70.68 ↑ +122%
Cigna Medicare HMO $70.68 ↑ +122%
Cigna Medicare HMO-POS $70.68 ↑ +122%
Wellpoint DSNP $70.68 ↑ +122%
Wellpoint Medicare Advantage $70.68 ↑ +122%
Blue Cross of TN BlueEssential DSNP $70.68 ↑ +122%
Blue Cross of TN BlueEssential HMO $70.68 ↑ +122%
Blue Cross of TN Med Adv Diamond $70.68 ↑ +122%
Blue Cross of TN Med Adv PPO $70.68 ↑ +122%
Blue Cross of TN Med Adv Ruby $70.68 ↑ +122%
Blue Cross of TN Med Adv Sapphire $70.68 ↑ +122%
NovaNet Network Lease $72.29 ↑ +127%
Direct Care America PPO $77.11 ↑ +142%
MedSave USA Commercial $77.11 ↑ +142%
National Provider Network PPO $77.11 ↑ +142%
Beech Street PPO $81.93 ↑ +158%
CCN Managed Care PPO $81.93 ↑ +158%
Initial Group PPO $84.82 ↑ +167%
Galaxy Health Network PPO $86.75 ↑ +173%

Visitor-reported prices

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Support clav 29.6-40.5in med at other Tennessee hospitals

Hospital City Cash price Negotiated range
STONECREST MEDICAL CENTER Smyrna $109.00 $60.58 – $98.95
Parkwest Medical Center Knoxville $28.92 $20.24 – $86.75
Roane County Medical Center Harriman $31.81 $8.58 – $70.68
Claiborne Medical Center Tazewell $17.36 $11.30 – $48.43
Fort Sanders Regional Medical Center Knoxville $31.81 $20.24 – $86.75
Methodist Medical Center of Oak Ridge Oak Ridge $31.81 $11.30 – $70.68
Cumberland Medical Center, Inc. Crossville $17.54 $11.51 – $49.32
Morristown-Hamblen Hospital Association Morristown $16.44 $8.58 – $70.68

All Tennessee hospitals for this procedure →