Pr ecg external < 48 hours continuous recording/storage r&i by a phys/qhp at Fort Loudoun Medical Center
550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659
$32.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$99.32
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.13 with BCBS TN vs $709.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $31.13 | ↓ -5% |
| Aetna | Commercial | $33.66 | ↑ +3% |
| BCBS TN | Commercial Network P | $38.91 | ↑ +19% |
| BCBS TN | Commercial Network S | $38.91 | ↑ +19% |
| EHN | Network Lease | $44.69 | ↑ +36% |
| Cigna | IFP | $50.45 | ↑ +54% |
| Cigna | Local Plus | $50.45 | ↑ +54% |
| Cigna | POS | $59.39 | ↑ +81% |
| Cigna | HMO | $59.39 | ↑ +81% |
| Cigna | OAP | $59.39 | ↑ +81% |
| Ambetter | Exchange | $59.59 | ↑ +82% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $59.59 | ↑ +82% |
| Community Services Network | NonProfit Public Benefit | $64.55 | ↑ +97% |
| USA Managed Care Organization | PPO | $69.52 | ↑ +112% |
| NovaNet | Network Lease | $74.49 | ↑ +127% |
| MedSave USA | Commercial | $79.45 | ↑ +142% |
| National Provider Network | PPO | $79.45 | ↑ +142% |
| Direct Care America | PPO | $79.45 | ↑ +142% |
| CCN Managed Care | PPO | $84.42 | ↑ +158% |
| Beech Street | PPO | $84.42 | ↑ +158% |
| Initial Group | PPO | $87.40 | ↑ +167% |
| Galaxy Health Network | PPO | $89.38 | ↑ +173% |
| United Healthcare | All Other Plans | $494.00 | ↑ +1407% |
| United Healthcare | Heritage Select | $580.00 | ↑ +1669% |
| United Healthcare | Options PPO | $709.00 | ↑ +2063% |
Visitor-reported prices
Comments
Pr ecg external < 48 hours continuous recording/storage r&i by a phys/qhp at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Parkwest Medical Center | Knoxville | $29.80 | $21.07 – $494.00 |
| Morristown-Hamblen Hospital Association | Morristown | $29.80 | $31.13 – $494.00 |
| Ascension Saint Thomas Midtown | Nashville | not published | $45.41 – $59.55 |
| Ascension Saint Thomas DeKalb | Smithville | not published | $45.41 – $60.44 |
| Ascension Saint Thomas Highlands | Sparta | not published | $45.41 – $68.11 |
| Ascension Saint Thomas River Park | McMinnville | not published | $47.64 – $86.28 |
| Ascension Saint Thomas Rutherford | Murfreesboro | not published | $45.41 – $59.55 |
| Ascension Saint Thomas Hickman | Centerville | not published | $47.64 – $59.55 |