Pr ecg external < 48 hours continuous recording/storage r&i by a phys/qhp at Fort Loudoun Medical Center

550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 16, 2026

$32.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$99.32

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.13 with BCBS TN vs $709.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $31.13 ↓ -5%
Aetna Commercial $33.66 ↑ +3%
BCBS TN Commercial Network P $38.91 ↑ +19%
BCBS TN Commercial Network S $38.91 ↑ +19%
EHN Network Lease $44.69 ↑ +36%
Cigna IFP $50.45 ↑ +54%
Cigna Local Plus $50.45 ↑ +54%
Cigna POS $59.39 ↑ +81%
Cigna HMO $59.39 ↑ +81%
Cigna OAP $59.39 ↑ +81%
Ambetter Exchange $59.59 ↑ +82%
Correctional Medical Services Correctional Facilities - Inmate Claims $59.59 ↑ +82%
Community Services Network NonProfit Public Benefit $64.55 ↑ +97%
USA Managed Care Organization PPO $69.52 ↑ +112%
NovaNet Network Lease $74.49 ↑ +127%
MedSave USA Commercial $79.45 ↑ +142%
National Provider Network PPO $79.45 ↑ +142%
Direct Care America PPO $79.45 ↑ +142%
CCN Managed Care PPO $84.42 ↑ +158%
Beech Street PPO $84.42 ↑ +158%
Initial Group PPO $87.40 ↑ +167%
Galaxy Health Network PPO $89.38 ↑ +173%
United Healthcare All Other Plans $494.00 ↑ +1407%
United Healthcare Heritage Select $580.00 ↑ +1669%
United Healthcare Options PPO $709.00 ↑ +2063%

Visitor-reported prices

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Pr ecg external < 48 hours continuous recording/storage r&i by a phys/qhp at other Tennessee hospitals

Hospital City Cash price Negotiated range
Parkwest Medical Center Knoxville $29.80 $21.07 – $494.00
Morristown-Hamblen Hospital Association Morristown $29.80 $31.13 – $494.00
Ascension Saint Thomas Midtown Nashville not published $45.41 – $59.55
Ascension Saint Thomas DeKalb Smithville not published $45.41 – $60.44
Ascension Saint Thomas Highlands Sparta not published $45.41 – $68.11
Ascension Saint Thomas River Park McMinnville not published $47.64 – $86.28
Ascension Saint Thomas Rutherford Murfreesboro not published $45.41 – $59.55
Ascension Saint Thomas Hickman Centerville not published $47.64 – $59.55

All Tennessee hospitals for this procedure →