Pelv band/spread bar thigh c at Fort Loudoun Medical Center

550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 16, 2026

$180.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$546.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$114.66 with BCBS TN vs $556.75 with Blue Cross of TN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $114.66 ↓ -36%
Aetna Commercial $120.12 ↓ -33%
United Healthcare All Other Plans $152.88 ↓ -15%
United Healthcare Heritage Select $152.88 ↓ -15%
United Healthcare Options PPO $163.80 ↓ -9%
Cigna IFP $232.05 ↑ +29%
EHN Network Lease $245.70 ↑ +36%
Cigna HMO $273.00 ↑ +52%
Cigna Local Plus $273.00 ↑ +52%
Cigna POS $273.00 ↑ +52%
Ambetter Exchange $273.00 ↑ +52%
Cigna OAP $273.00 ↑ +52%
Correctional Medical Services Correctional Facilities - Inmate Claims $327.60 ↑ +82%
BCBS TN Commercial Network S $338.52 ↑ +88%
BCBS TN Commercial Network P $338.52 ↑ +88%
Community Services Network NonProfit Public Benefit $354.90 ↑ +97%
USA Managed Care Organization PPO $382.20 ↑ +112%
NovaNet Network Lease $409.50 ↑ +127%
National Provider Network PPO $436.80 ↑ +142%
MedSave USA Commercial $436.80 ↑ +142%
Direct Care America PPO $436.80 ↑ +142%
Beech Street PPO $464.10 ↑ +158%
CCN Managed Care PPO $464.10 ↑ +158%
Initial Group PPO $480.48 ↑ +167%
Galaxy Health Network PPO $491.40 ↑ +173%
Optum VA CCN $530.24 ↑ +194%
Tricare Humana Military $530.24 ↑ +194%
United Healthcare Medicare Advantage $546.15 ↑ +203%
Humana DSNP $546.15 ↑ +203%
Humana Medicare Advantage HMO $546.15 ↑ +203%
Humana Medicare Advantage PPO $546.15 ↑ +203%
United Healthcare Community Plan DSNP $546.15 ↑ +203%
Farm Bureau Medicare Advantage PPO $551.45 ↑ +206%
Farm Bureau Medicare Advantage HMO $551.45 ↑ +206%
Blue Cross of TN Med Adv PPO $556.75 ↑ +209%
Blue Cross of TN Med Adv Ruby $556.75 ↑ +209%
Blue Cross of TN Med Adv Sapphire $556.75 ↑ +209%
Devoted Health HMO $556.75 ↑ +209%
United Healthcare DSNP $556.75 ↑ +209%
Wellcare Medicare Advantage $556.75 ↑ +209%
Cigna Medicare PPO $556.75 ↑ +209%
Cigna Medicare HMO $556.75 ↑ +209%
Devoted Health PPO $556.75 ↑ +209%
Aetna Medicare Advantage $556.75 ↑ +209%
HealthSpring Medicare HMO POS $556.75 ↑ +209%
Cigna Medicare HMO-POS $556.75 ↑ +209%
Wellpoint DSNP $556.75 ↑ +209%
Wellpoint Medicare Advantage $556.75 ↑ +209%
HealthSpring Medicare PPO $556.75 ↑ +209%
Blue Cross of TN BlueEssential DSNP $556.75 ↑ +209%
Blue Cross of TN BlueEssential HMO $556.75 ↑ +209%
Blue Cross of TN Med Adv Diamond $556.75 ↑ +209%

Visitor-reported prices

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Pelv band/spread bar thigh c at other Tennessee hospitals

Hospital City Cash price Negotiated range
Parkwest Medical Center Knoxville $163.80 $263.97 – $556.75
Roane County Medical Center Harriman $180.18 $114.66 – $556.75
LeConte Medical Center Sevierville $158.34 $114.66 – $491.40
Fort Sanders Regional Medical Center Knoxville $180.18 $114.66 – $556.75
Methodist Medical Center of Oak Ridge Oak Ridge $180.18 $114.66 – $556.75
Cumberland Medical Center, Inc. Crossville $174.72 $114.66 – $491.40
Morristown-Hamblen Hospital Association Morristown $163.80 $530.24 – $556.75
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $530.24 – $779.45

All Tennessee hospitals for this procedure →