Graft xenmtrx sft rect 19x28cm at Fort Loudoun Medical Center
550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659
$1,958.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,935.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$254.20 with BCBS TN vs $1,089.45 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $254.20 | ↓ -87% |
| Aetna | Commercial | $266.31 | ↓ -86% |
| United Healthcare | All Other Plans | $338.94 | ↓ -83% |
| United Healthcare | Heritage Select | $338.94 | ↓ -83% |
| United Healthcare | Options PPO | $363.15 | ↓ -81% |
| Cigna | IFP | $514.46 | ↓ -74% |
| EHN | Network Lease | $544.72 | ↓ -72% |
| Cigna | HMO | $605.25 | ↓ -69% |
| Cigna | OAP | $605.25 | ↓ -69% |
| Cigna | POS | $605.25 | ↓ -69% |
| Cigna | Local Plus | $605.25 | ↓ -69% |
| Ambetter | Exchange | $605.25 | ↓ -69% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $726.30 | ↓ -63% |
| BCBS TN | Commercial Network P | $750.51 | ↓ -62% |
| BCBS TN | Commercial Network S | $750.51 | ↓ -62% |
| Community Services Network | NonProfit Public Benefit | $786.82 | ↓ -60% |
| USA Managed Care Organization | PPO | $847.35 | ↓ -57% |
| NovaNet | Network Lease | $907.87 | ↓ -54% |
| National Provider Network | PPO | $968.40 | ↓ -51% |
| MedSave USA | Commercial | $968.40 | ↓ -51% |
| Direct Care America | PPO | $968.40 | ↓ -51% |
| Beech Street | PPO | $1,028.92 | ↓ -47% |
| CCN Managed Care | PPO | $1,028.92 | ↓ -47% |
| Initial Group | PPO | $1,065.24 | ↓ -46% |
| Galaxy Health Network | PPO | $1,089.45 | ↓ -44% |
Visitor-reported prices
Comments
Graft xenmtrx sft rect 19x28cm at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Chattanooga | Chattanooga | $183.59 | $64.26 – $306.00 |
| Parkwest Medical Center | Knoxville | $1,780.50 | $254.20 – $1,089.45 |
| Claiborne Medical Center | Tazewell | $1,451.37 | $239.55 – $1,026.67 |
| Fort Sanders Regional Medical Center | Knoxville | $1,958.55 | $198.97 – $852.76 |
| Methodist Medical Center of Oak Ridge | Oak Ridge | $1,958.55 | $198.97 – $852.76 |
| Cumberland Medical Center, Inc. | Crossville | $1,899.20 | $284.13 – $1,217.70 |
| Morristown-Hamblen Hospital Association | Morristown | $1,780.50 | $223.77 – $959.04 |