Graft nerve adv 3-4x70mm at Fort Loudoun Medical Center

550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 16, 2026

$3,550.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,759.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$498.75 with BCBS TN vs $2,137.50 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $498.75 ↓ -86%
Aetna Commercial $522.50 ↓ -85%
United Healthcare All Other Plans $665.00 ↓ -81%
United Healthcare Heritage Select $665.00 ↓ -81%
United Healthcare Options PPO $712.50 ↓ -80%
Cigna IFP $1,009.37 ↓ -72%
EHN Network Lease $1,068.75 ↓ -70%
Cigna HMO $1,187.50 ↓ -67%
Cigna OAP $1,187.50 ↓ -67%
Cigna POS $1,187.50 ↓ -67%
Cigna Local Plus $1,187.50 ↓ -67%
Ambetter Exchange $1,187.50 ↓ -67%
Correctional Medical Services Correctional Facilities - Inmate Claims $1,425.00 ↓ -60%
BCBS TN Commercial Network P $1,472.50 ↓ -59%
BCBS TN Commercial Network S $1,472.50 ↓ -59%
Community Services Network NonProfit Public Benefit $1,543.75 ↓ -57%
USA Managed Care Organization PPO $1,662.50 ↓ -53%
NovaNet Network Lease $1,781.25 ↓ -50%
National Provider Network PPO $1,900.00 ↓ -46%
MedSave USA Commercial $1,900.00 ↓ -46%
Direct Care America PPO $1,900.00 ↓ -46%
Beech Street PPO $2,018.75 ↓ -43%
CCN Managed Care PPO $2,018.75 ↓ -43%
Initial Group PPO $2,090.00 ↓ -41%
Galaxy Health Network PPO $2,137.50 ↓ -40%

Visitor-reported prices

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Graft nerve adv 3-4x70mm at other Tennessee hospitals

Hospital City Cash price Negotiated range
62-0123940 BMH Collierville Collierville $1,299.90 $2,178.09 – $2,178.09
Parkwest Medical Center Knoxville $22,492.50 $160.91 – $689.63
Roane County Medical Center Harriman $6,304.65 $413.35 – $1,771.53
Claiborne Medical Center Tazewell $6,720.00 $414.06 – $1,774.57
LeConte Medical Center Sevierville $7,306.26 $245.70 – $1,053.00
Fort Sanders Regional Medical Center Knoxville $24,741.75 $160.91 – $689.63
Methodist Medical Center of Oak Ridge Oak Ridge $19,800.00 $160.65 – $688.50
Cumberland Medical Center, Inc. Crossville $6,113.60 $413.35 – $1,771.53

All Tennessee hospitals for this procedure →