Collar cerv 18.25x3.5in serp firm density sm at Fort Loudoun Medical Center
550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659
$19.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$60.21
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$11.96 with BCBS TN vs $51.27 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $11.96 | ↓ -40% |
| Aetna | Commercial | $12.53 | ↓ -37% |
| United Healthcare | Heritage Select | $15.95 | ↓ -20% |
| United Healthcare | All Other Plans | $15.95 | ↓ -20% |
| United Healthcare | Options PPO | $17.09 | ↓ -14% |
| Cigna | IFP | $24.21 | ↑ +22% |
| EHN | Network Lease | $25.63 | ↑ +29% |
| Cigna | OAP | $28.48 | ↑ +43% |
| Cigna | HMO | $28.48 | ↑ +43% |
| Cigna | POS | $28.48 | ↑ +43% |
| Ambetter | Exchange | $28.48 | ↑ +43% |
| Cigna | Local Plus | $28.48 | ↑ +43% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $34.18 | ↑ +72% |
| Tricare | Humana Military | $34.57 | ↑ +74% |
| Optum | VA CCN | $34.57 | ↑ +74% |
| BCBS TN | Commercial Network P | $35.32 | ↑ +78% |
| BCBS TN | Commercial Network S | $35.32 | ↑ +78% |
| Humana | Medicare Advantage PPO | $35.61 | ↑ +79% |
| United Healthcare | Community Plan DSNP | $35.61 | ↑ +79% |
| United Healthcare | Medicare Advantage | $35.61 | ↑ +79% |
| Humana | DSNP | $35.61 | ↑ +79% |
| Humana | Medicare Advantage HMO | $35.61 | ↑ +79% |
| Farm Bureau | Medicare Advantage HMO | $35.95 | ↑ +81% |
| Farm Bureau | Medicare Advantage PPO | $35.95 | ↑ +81% |
| Devoted Health | HMO | $36.30 | ↑ +83% |
| Blue Cross of TN | BlueEssential DSNP | $36.30 | ↑ +83% |
| Blue Cross of TN | BlueEssential HMO | $36.30 | ↑ +83% |
| Blue Cross of TN | Med Adv Diamond | $36.30 | ↑ +83% |
| Blue Cross of TN | Med Adv PPO | $36.30 | ↑ +83% |
| Blue Cross of TN | Med Adv Ruby | $36.30 | ↑ +83% |
| Blue Cross of TN | Med Adv Sapphire | $36.30 | ↑ +83% |
| Cigna | Medicare HMO-POS | $36.30 | ↑ +83% |
| HealthSpring | Medicare PPO | $36.30 | ↑ +83% |
| HealthSpring | Medicare HMO POS | $36.30 | ↑ +83% |
| Devoted Health | PPO | $36.30 | ↑ +83% |
| Aetna | Medicare Advantage | $36.30 | ↑ +83% |
| Cigna | Medicare PPO | $36.30 | ↑ +83% |
| Cigna | Medicare HMO | $36.30 | ↑ +83% |
| United Healthcare | DSNP | $36.30 | ↑ +83% |
| Wellpoint | DSNP | $36.30 | ↑ +83% |
| Wellpoint | Medicare Advantage | $36.30 | ↑ +83% |
| Wellcare | Medicare Advantage | $36.30 | ↑ +83% |
| Community Services Network | NonProfit Public Benefit | $37.03 | ↑ +86% |
| USA Managed Care Organization | PPO | $39.87 | ↑ +101% |
| NovaNet | Network Lease | $42.72 | ↑ +115% |
| Direct Care America | PPO | $45.57 | ↑ +129% |
| MedSave USA | Commercial | $45.57 | ↑ +129% |
| National Provider Network | PPO | $45.57 | ↑ +129% |
| Beech Street | PPO | $48.42 | ↑ +144% |
| CCN Managed Care | PPO | $48.42 | ↑ +144% |
| Initial Group | PPO | $50.13 | ↑ +152% |
| Galaxy Health Network | PPO | $51.27 | ↑ +158% |
Visitor-reported prices
Comments
Collar cerv 18.25x3.5in serp firm density sm at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Parkwest Medical Center | Knoxville | $18.06 | $11.96 – $51.27 |
| Claiborne Medical Center | Tazewell | $29.12 | $12.64 – $54.18 |
| LeConte Medical Center | Sevierville | $17.10 | $11.96 – $51.27 |
| Fort Sanders Regional Medical Center | Knoxville | $19.87 | $6.97 – $36.30 |
| Methodist Medical Center of Oak Ridge | Oak Ridge | $18.80 | $6.97 – $36.30 |
| Cumberland Medical Center, Inc. | Crossville | $18.23 | $11.96 – $51.27 |
| Morristown-Hamblen Hospital Association | Morristown | $9.86 | $6.89 – $36.30 |
| CENTENNIAL MEDICAL CENTER AT ASHLAND CITY | Ashland City | not published | $34.57 – $50.82 |