Assay of osteocalcin at Fort Loudoun Medical Center
550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659
$55.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$167.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.43 with Wellpoint vs $150.30 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicaid Tenncare | $13.43 | ↓ -76% |
| United Healthcare | Tenncare | $19.09 | ↓ -65% |
| United Healthcare | Heritage Select | $29.85 | ↓ -46% |
| Tricare | Humana Military | $29.85 | ↓ -46% |
| Optum | VA CCN | $29.85 | ↓ -46% |
| United Healthcare | Options PPO | $29.85 | ↓ -46% |
| United Healthcare | All Other Plans | $29.85 | ↓ -46% |
| United Healthcare | Medicare Advantage | $30.75 | ↓ -44% |
| United Healthcare | Community Plan DSNP | $30.75 | ↓ -44% |
| Humana | Medicare Advantage HMO | $30.75 | ↓ -44% |
| Humana | DSNP | $30.75 | ↓ -44% |
| Humana | Medicare Advantage PPO | $30.75 | ↓ -44% |
| Farm Bureau | Medicare Advantage PPO | $31.04 | ↓ -44% |
| Farm Bureau | Medicare Advantage HMO | $31.04 | ↓ -44% |
| Devoted Health | PPO | $31.34 | ↓ -43% |
| HealthSpring | Medicare PPO | $31.34 | ↓ -43% |
| HealthSpring | Medicare HMO POS | $31.34 | ↓ -43% |
| Blue Cross of TN | Med Adv Sapphire | $31.34 | ↓ -43% |
| Aetna | Medicare Advantage | $31.34 | ↓ -43% |
| Wellcare | Medicare Advantage | $31.34 | ↓ -43% |
| Blue Cross of TN | Med Adv Ruby | $31.34 | ↓ -43% |
| Devoted Health | HMO | $31.34 | ↓ -43% |
| Cigna | Medicare PPO | $31.34 | ↓ -43% |
| Cigna | Medicare HMO | $31.34 | ↓ -43% |
| Blue Cross of TN | Med Adv PPO | $31.34 | ↓ -43% |
| Blue Cross of TN | Med Adv Diamond | $31.34 | ↓ -43% |
| Blue Cross of TN | BlueEssential HMO | $31.34 | ↓ -43% |
| Blue Cross of TN | BlueEssential DSNP | $31.34 | ↓ -43% |
| United Healthcare | DSNP | $31.34 | ↓ -43% |
| Cigna | Medicare HMO-POS | $31.34 | ↓ -43% |
| Wellpoint | DSNP | $31.34 | ↓ -43% |
| Wellpoint | Medicare Advantage | $31.34 | ↓ -43% |
| BCBS TN | Blue Care | $41.45 | ↓ -25% |
| Aetna | Commercial | $45.22 | ↓ -18% |
| Ambetter | Exchange | $54.03 | ↓ -2% |
| Cigna | IFP | $61.05 | ↑ +11% |
| Cigna | Local Plus | $61.32 | ↑ +11% |
| BCBS TN | Commercial Network S | $63.00 | ↑ +14% |
| BCBS TN | Commercial Network P | $63.00 | ↑ +14% |
| Cigna | POS | $66.65 | ↑ +21% |
| Cigna | OAP | $66.65 | ↑ +21% |
| Cigna | HMO | $66.65 | ↑ +21% |
| EHN | Network Lease | $75.15 | ↑ +36% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $100.20 | ↑ +82% |
| Community Services Network | NonProfit Public Benefit | $108.55 | ↑ +97% |
| USA Managed Care Organization | PPO | $116.90 | ↑ +112% |
| NovaNet | Network Lease | $125.25 | ↑ +127% |
| Direct Care America | PPO | $133.60 | ↑ +142% |
| MedSave USA | Commercial | $133.60 | ↑ +142% |
| National Provider Network | PPO | $133.60 | ↑ +142% |
| Beech Street | PPO | $141.95 | ↑ +158% |
| CCN Managed Care | PPO | $141.95 | ↑ +158% |
| Initial Group | PPO | $146.96 | ↑ +167% |
| Galaxy Health Network | PPO | $150.30 | ↑ +173% |
Visitor-reported prices
Comments
Assay of osteocalcin at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $49.44 | $26.52 – $116.90 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $70.65 | $26.52 – $116.90 |
| Johnson City Medical Center | JOHNSON CITY | $30.60 | $14.93 – $65.07 |
| Hancock County Hospital | SNEEDVILLE | $30.13 | $21.14 – $65.68 |
| Greeneville Community Hospital | GREENEVILLE | $30.60 | $13.43 – $65.07 |
| Bristol Regional Medical Center | BRISTOL | $30.60 | $14.93 – $71.64 |
| Franklin Woods Community Hospital | JOHNSON CITY | $30.60 | $14.93 – $65.07 |
| Holston Valley Medical Center | KINGSPORT | $30.60 | $14.93 – $71.64 |