88334 ap bill cytologic exam each additional site at Fort Loudoun Medical Center

550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 16, 2026

$18.81

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$57.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.21 with United Healthcare vs $176.45 with Ambetter — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $9.21 ↓ -51%
United Healthcare All Other Plans $18.04 ↓ -4%
United Healthcare Heritage Select $18.04 ↓ -4%
United Healthcare Options PPO $18.04 ↓ -4%
BCBS TN Blue Care $19.08 ↑ +1%
EHN Network Lease $25.65 ↑ +36%
Aetna Commercial $25.93 ↑ +38%
BCBS TN Commercial Network S $28.99 ↑ +54%
BCBS TN Commercial Network P $28.99 ↑ +54%
Correctional Medical Services Correctional Facilities - Inmate Claims $34.20 ↑ +82%
Community Services Network NonProfit Public Benefit $37.05 ↑ +97%
USA Managed Care Organization PPO $39.90 ↑ +112%
Cigna IFP $40.24 ↑ +114%
Cigna Local Plus $40.41 ↑ +115%
NovaNet Network Lease $42.75 ↑ +127%
Cigna HMO $43.93 ↑ +134%
Cigna POS $43.93 ↑ +134%
Cigna OAP $43.93 ↑ +134%
Direct Care America PPO $45.60 ↑ +142%
MedSave USA Commercial $45.60 ↑ +142%
National Provider Network PPO $45.60 ↑ +142%
CCN Managed Care PPO $48.45 ↑ +158%
Beech Street PPO $48.45 ↑ +158%
Initial Group PPO $50.16 ↑ +167%
Galaxy Health Network PPO $51.30 ↑ +173%
Ambetter Exchange $176.45 ↑ +838%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

88334 ap bill cytologic exam each additional site at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $10.79 $9.59 – $50.81
CHI Memorial Hospital Hixson Hixson $22.50 $14.27 – $53.20
62-1166050 BMH Carroll County Huntingdon $14.49 $9.59 – $42.39
CHI Memorial Hospital Chattanooga Chattanooga $32.15 $14.27 – $53.20
Johnson City Medical Center JOHNSON CITY $29.55 $11.12 – $126.37
Ascension Saint Thomas DeKalb Smithville $10.79 $8.45 – $50.81
Ascension Saint Thomas Highlands Sparta $10.79 $8.45 – $50.81
Ascension Saint Thomas River Park McMinnville $10.79 $8.45 – $50.81

All Tennessee hospitals for this procedure →