3d recon without postprocess indpndt at Fort Loudoun Medical Center
550 Fort Loudoun Medical Center Dr, Lenoir City, TN · Fsregional · · NPI 1609860659
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.85 with BCBS TN vs $548.00 with BCBS TN — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $14.85 | — |
| Ambetter | Exchange | $71.16 | — |
| Aetna | Commercial | $415.80 | — |
| BCBS TN | Commercial Network P | $548.00 | — |
| BCBS TN | Commercial Network S | $548.00 | — |
| Cigna | Local Plus | not published by hospital | — |
| Cigna | IFP | not published by hospital | — |
| NovaNet | Network Lease | not published by hospital | — |
| Galaxy Health Network | PPO | not published by hospital | — |
| CCN Managed Care | PPO | not published by hospital | — |
| Community Services Network | NonProfit Public Benefit | not published by hospital | — |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | not published by hospital | — |
| Direct Care America | PPO | not published by hospital | — |
| EHN | Network Lease | not published by hospital | — |
| Initial Group | PPO | not published by hospital | — |
| MedSave USA | Commercial | not published by hospital | — |
| National Provider Network | PPO | not published by hospital | — |
| USA Managed Care Organization | PPO | not published by hospital | — |
| Beech Street | PPO | not published by hospital | — |
| Cigna | HMO | not published by hospital | — |
| Cigna | OAP | not published by hospital | — |
| Cigna | POS | not published by hospital | — |
Visitor-reported prices
Comments
3d recon without postprocess indpndt at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $77.70 | $19.97 – $562.72 |
| CHI Memorial Hospital Hixson | Hixson | $109.52 | $32.27 – $1,467.00 |
| 62-1166050 BMH Carroll County | Huntingdon | $498.64 | $26.56 – $325.00 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $156.51 | $32.27 – $1,467.00 |
| Johnson City Medical Center | JOHNSON CITY | $559.65 | $99.49 – $2,582.00 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $77.70 | $19.97 – $551.54 |
| Greeneville Community Hospital | GREENEVILLE | $559.65 | $42.98 – $1,835.00 |
| Bristol Regional Medical Center | BRISTOL | $559.65 | $54.65 – $1,835.00 |