Psychotherapy patient individual therapy 45 minutes at Johnson City Medical Center

400 N. STATE OF FRANKLIN RD, JOHNSON CITY, TN · Balladhealth · · NPI 1972606465

Source: hospital's published price file ↗ · Published Mar 23, 2026 · Ingested Sep 16, 2026

$44.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$299.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$99.14 with UNITED HEALTHCARE vs $361.07 with AMBETTER — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE TENNCARE UNITED HEALTHCARE $99.14 ↑ +121%
SENTARA HEALTH SENTARA HEALTH $104.32 ↑ +133%
MEDCOST MEDCOST VHN $104.65 ↑ +133%
CIGNA HEALTHCARE CIGNA HMO $116.01 ↑ +159%
CIGNA HEALTHCARE CIGNA OPEN ACCESS PLUS $116.01 ↑ +159%
AMERIGROUP AMERIGROUP $117.74 ↑ +163%
CIGNA HEALTHCARE CIGNA INDIVIDUAL FAMILY PLAN $138.74 ↑ +209%
CIGNA HEALTHCARE CIGNA PPO $144.42 ↑ +222%
UNITED MINE WORKERS OF AMERICA UNITED MINE WORKERS OF AMERICA MEDICARE $165.63 ↑ +269%
UNITED HEALTHCARE UNITED HEALTHCARE MEDICARE $165.63 ↑ +269%
AETNA AETNA HEALTHCARE MEDICARE $165.63 ↑ +269%
HUMANA HUMANA MEDICARE $165.63 ↑ +269%
AMERIGROUP AMERIGROUP MEDICARE WELLPOINT $165.63 ↑ +269%
ALLCARE MEDICARE ALLCARE MEDICARE $165.63 ↑ +269%
MANAGED MEDICAIRE MANAGED MEDICAIRE $165.63 ↑ +269%
MOUNTAIN EMPIRE PACE MOUNTAIN EMPIRE PACE $165.63 ↑ +269%
SENTARA HEALTH SENTARA MEDICARE $165.63 ↑ +269%
UNITED MINE WORKERS OF AMERICA UNITED MINE WORKERS OF AMERICA $165.63 ↑ +269%
AETNA AETNA BETTER HEALTH OF VIRGINIA MEDICARE $170.60 ↑ +280%
BLUE CROSS ANTHEM MEDICARE VIRGINIA $170.60 ↑ +280%
MOLINA HEALTHCARE MOLINA HEALTHCARE MEDICARE $172.25 ↑ +284%
BLUE CROSS BLUE CROSS MEDICARE $172.25 ↑ +284%
DEVOTED HEALTH PLAN DEVOTED HEALTH PLAN MEDICARE $173.91 ↑ +288%
NHC ADVANTAGE NHC ADVANTAGE $173.91 ↑ +288%
CIGNA HEALTHCARE CIGNA MEDICARE $173.91 ↑ +288%
WELLCARE WELLCARE MEDICARE $175.57 ↑ +291%
OPTIMA HEALTH OPTIMA HEALTH MEDICAID $185.34 ↑ +313%
AETNA AETNA $190.76 ↑ +325%
UNITED HEALTHCARE UNITED HEALTHCARE MEDICAID VIRGINIA $190.90 ↑ +326%
BLUE CROSS ANTHEM HLTHKEEP MEDICIAD $190.90 ↑ +326%
MOLINA HEALTHCARE MOLINA HEALTHCARE MEDICAID $192.75 ↑ +330%
AETNA AETNA BETTER HEALTH OF VIRGINIA $192.75 ↑ +330%
BLUE CROSS BLUE CROSS BALLAD HEALTH EMPLOYEE $209.30 ↑ +367%
BLUE CROSS BLUE CROSS P NETWORK $215.28 ↑ +380%
BLUE CROSS BLUE CROSS S NETWORK $215.28 ↑ +380%
BLUE CROSS BLUE CROSS E NETWORK $215.28 ↑ +380%
FIRST HEALTH COVENTRY FIRST HEALTH COVENTRY $224.25 ↑ +400%
WELLCARE WELLCARE MEDICAID $299.00 ↑ +567%
SEVEN CORNERS, INC. SEVEN CORNERS, INC. $299.00 ↑ +567%
AMBETTER AMBETTER $361.07 ↑ +705%

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other Tennessee hospitals

Hospital City Cash price Negotiated range
Franklin Woods Community Hospital JOHNSON CITY $44.85 $99.14 – $351.32
62-1166050 BMH Carroll County Huntingdon $90.62 $69.41 – $293.42
Hancock County Hospital SNEEDVILLE $43.93 $55.08 – $211.18
Greeneville Community Hospital GREENEVILLE $44.85 $39.66 – $361.07
Bristol Regional Medical Center BRISTOL $44.85 $66.10 – $367.07
Holston Valley Medical Center KINGSPORT $44.85 $66.10 – $367.07
Indian Path Community Hospital KINGSPORT $44.85 $99.14 – $351.06
Hawkins County Memorial Hospital ROGERSVILLE $44.85 $55.08 – $351.06

All Tennessee hospitals for this procedure →