Observation per hour at 62-1166050 BMH Carroll County

631 R.B. Wilson Drive, Huntingdon, TN · Baptistonline · · NPI 1710941356

Source: hospital's published price file ↗ · Published Feb 27, 2026 · Ingested Sep 16, 2026

$0.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.35 with Magnolia TN vs $2,149.20 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Magnolia TN Exchange $0.35 ↓ -33%
PPO Holdings Commercial $0.60 ↑ +15%
Magnolia Regional Health Center Commercial $0.64 ↑ +23%
Cigna IFP $0.69 ↑ +33%
Littler Commercial $0.80 ↑ +54%
United Healthcare Commercial $0.92 ↑ +77%
Aetna Commercial $0.99 ↑ +90%
Humana CPOS/HMO/NPOS/PPO $1.05 ↑ +102%
First Choice Health Plan of MS Commercial $1.11 ↑ +113%
Multiplan Complementary Network $1.19 ↑ +129%
Multiplan MPI Primary Network $1.19 ↑ +129%
MPCN PPO/HMO $1.19 ↑ +129%
NovaSys All $1.19 ↑ +129%
PPO Plus Commercial $1.35 ↑ +160%
QCA All $1.43 ↑ +175%
TN BCBS TennCare $11.26 ↑ +2065%
TN BCBS CoverKids $12.20 ↑ +2246%
TN BCBS BlueCare $18.36 ↑ +3431%
TN BCBS Network E $50.00 ↑ +9515%
TN BCBS Network L $55.00 ↑ +10477%
Aetna Medicare $60.88 ↑ +11608%
TN BCBS Network S $62.00 ↑ +11823%
TN BCBS Network P $100.00 ↑ +19131%
Wellpoint Medicaid $1,200.00 ↑ +230669%
Cigna Local Plus $1,857.09 ↑ +357033%
Cigna PPO $2,042.80 ↑ +392746%
Oscar Commercial $2,149.20 ↑ +413208%

Visitor-reported prices

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Observation per hour at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $365.67 $114.00 – $114.00
CHI Memorial Hospital Hixson Hixson $49.14 $16.76 – $3,642.00
CHI Memorial Hospital Chattanooga Chattanooga $70.22 $16.76 – $3,642.00
Johnson City Medical Center JOHNSON CITY $11.10 $12.00 – $12.00
Ascension Saint Thomas Highlands Sparta $365.67 $114.00 – $114.00
Ascension Saint Thomas River Park McMinnville $365.67 $114.00 – $114.00
Ascension Saint Thomas Rutherford Murfreesboro $365.67 $114.00 – $114.00
Hancock County Hospital SNEEDVILLE $10.81 $12.00 – $12.00

All Tennessee hospitals for this procedure →