Observation per hour at 62-1166050 BMH Carroll County
631 R.B. Wilson Drive, Huntingdon, TN · Baptistonline · · NPI 1710941356
$0.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.35 with Magnolia TN vs $2,149.20 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Magnolia TN | Exchange | $0.35 | ↓ -33% |
| PPO Holdings | Commercial | $0.60 | ↑ +15% |
| Magnolia Regional Health Center | Commercial | $0.64 | ↑ +23% |
| Cigna | IFP | $0.69 | ↑ +33% |
| Littler | Commercial | $0.80 | ↑ +54% |
| United Healthcare | Commercial | $0.92 | ↑ +77% |
| Aetna | Commercial | $0.99 | ↑ +90% |
| Humana | CPOS/HMO/NPOS/PPO | $1.05 | ↑ +102% |
| First Choice Health Plan of MS | Commercial | $1.11 | ↑ +113% |
| Multiplan | Complementary Network | $1.19 | ↑ +129% |
| Multiplan | MPI Primary Network | $1.19 | ↑ +129% |
| MPCN | PPO/HMO | $1.19 | ↑ +129% |
| NovaSys | All | $1.19 | ↑ +129% |
| PPO Plus | Commercial | $1.35 | ↑ +160% |
| QCA | All | $1.43 | ↑ +175% |
| TN BCBS | TennCare | $11.26 | ↑ +2065% |
| TN BCBS | CoverKids | $12.20 | ↑ +2246% |
| TN BCBS | BlueCare | $18.36 | ↑ +3431% |
| TN BCBS | Network E | $50.00 | ↑ +9515% |
| TN BCBS | Network L | $55.00 | ↑ +10477% |
| Aetna | Medicare | $60.88 | ↑ +11608% |
| TN BCBS | Network S | $62.00 | ↑ +11823% |
| TN BCBS | Network P | $100.00 | ↑ +19131% |
| Wellpoint | Medicaid | $1,200.00 | ↑ +230669% |
| Cigna | Local Plus | $1,857.09 | ↑ +357033% |
| Cigna | PPO | $2,042.80 | ↑ +392746% |
| Oscar | Commercial | $2,149.20 | ↑ +413208% |
Visitor-reported prices
Comments
Observation per hour at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $365.67 | $114.00 – $114.00 |
| CHI Memorial Hospital Hixson | Hixson | $49.14 | $16.76 – $3,642.00 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $70.22 | $16.76 – $3,642.00 |
| Johnson City Medical Center | JOHNSON CITY | $11.10 | $12.00 – $12.00 |
| Ascension Saint Thomas Highlands | Sparta | $365.67 | $114.00 – $114.00 |
| Ascension Saint Thomas River Park | McMinnville | $365.67 | $114.00 – $114.00 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $365.67 | $114.00 – $114.00 |
| Hancock County Hospital | SNEEDVILLE | $10.81 | $12.00 – $12.00 |