Lower Back (Lumbar Spine) MRI (with and without contrast) at 62-1166050 BMH Carroll County

631 R.B. Wilson Drive, Huntingdon, TN · Baptistonline · · NPI 1710941356

Source: hospital's published price file ↗ · Published Feb 27, 2026 · Ingested Sep 16, 2026

$1,302.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,663.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$283.71 with Wellpoint vs $5,096.70 with QCA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid $283.71 ↓ -78%
TriWest Veterans Administration $313.06 ↓ -76%
Humana Tricare Behavioral Health $326.10 ↓ -75%
VACCN Veterans Administration $326.10 ↓ -75%
Oscar Commercial $326.10 ↓ -75%
Veterans Evaluation Services Veterans Administration TPA $326.10 ↓ -75%
Cigna IFP $328.42 ↓ -75%
Humana Medicare $329.36 ↓ -75%
Wellpoint Medicare $342.40 ↓ -74%
TN BCBS Medicare $342.40 ↓ -74%
TN BCBS DSNP $342.40 ↓ -74%
American Health Plan Medicare $342.40 ↓ -74%
Aetna Medicare $342.40 ↓ -74%
Shared Health Medicare $342.40 ↓ -74%
Cigna Medicare $342.40 ↓ -74%
TN BCBS Network E $393.22 ↓ -70%
TN BCBS Network L $435.80 ↓ -67%
TN BCBS Network S $483.39 ↓ -63%
Arlington Community Schools Commercial $505.45 ↓ -61%
City of Lakeland Commercial $538.07 ↓ -59%
Town of Collierville Commercial $538.07 ↓ -59%
City of Bartlett Commercial $538.07 ↓ -59%
EAS MSSC Schools Commercial $538.07 ↓ -59%
Bartlett City Schools Commercial $538.07 ↓ -59%
Lakeland School System Commercial $538.07 ↓ -59%
Collierville Schools Commercial $538.07 ↓ -59%
Magnolia TN Exchange $550.55 ↓ -58%
First State Bank Trust Commercial $554.37 ↓ -57%
Y K Auto Group Commercial $586.98 ↓ -55%
Watkins Uiberall Commercial $586.98 ↓ -55%
W W Wood Products Commercial $586.98 ↓ -55%
W G Yates Commercial $586.98 ↓ -55%
Vaughn Electric Commercial $586.98 ↓ -55%
Armstrong Relocation Commercial $586.98 ↓ -55%
Ashley Furniture Stores Commercial $586.98 ↓ -55%
United TN Holdings Commercial $586.98 ↓ -55%
Brimhall Foods Commercial $586.98 ↓ -55%
Building Plastic Commercial $586.98 ↓ -55%
Burch Food Services Commercial $586.98 ↓ -55%
Cannon Motor Company Commercial $586.98 ↓ -55%
Carlisle Commercial $586.98 ↓ -55%
State Systems Commercial $586.98 ↓ -55%
Silver Tree Commercial $586.98 ↓ -55%
Security One Commercial $586.98 ↓ -55%
Crittenden County Commercial $586.98 ↓ -55%
Davidson Hospitality Commercial $586.98 ↓ -55%
DeSoto Co Board of Supervisors Commercial $586.98 ↓ -55%
Dunn Investment Company Commercial $586.98 ↓ -55%
Mid-South Transport Commercial $586.98 ↓ -55%
REI Nation Commercial $586.98 ↓ -55%
Malco Theaters Commercial $586.98 ↓ -55%
Mechanical Systems Commercial $586.98 ↓ -55%
Patterson Warehouses Commercial $586.98 ↓ -55%
Ritchey Automotive Commercial $586.98 ↓ -55%
First Choice Health Plan of MS HPN $586.98 ↓ -55%
First Community Bank Commercial $586.98 ↓ -55%
French Camp Academy Commercial $586.98 ↓ -55%
Gossett Motor Cars Commercial $586.98 ↓ -55%
Hattiesburg Clinic Commercial $586.98 ↓ -55%
Heartland Catfish Company Commercial $586.98 ↓ -55%
Heavy Machines Commercial $586.98 ↓ -55%
Hollowell Industries Commercial $586.98 ↓ -55%
Hospitality Management Advisors Commercial $586.98 ↓ -55%
Jas D Collier Commercial $586.98 ↓ -55%
Retzer Resources Commercial $586.98 ↓ -55%
Radians Commercial $586.98 ↓ -55%
Employers Health Network Commercial $652.20 ↓ -50%
Harding Academy Commercial $652.20 ↓ -50%
TN BCBS Network P $688.76 ↓ -47%
TN BCBS TennCare $704.92 ↓ -46%
TN BCBS CoverKids $763.85 ↓ -41%
Cigna Local Plus $902.28 ↓ -31%
Cigna PPO $992.51 ↓ -24%
TN BCBS BlueCare $1,149.65 ↓ -12%
PPO Holdings Commercial $2,151.94 ↑ +65%
Magnolia Regional Health Center Commercial $2,265.20 ↑ +74%
Littler Commercial $2,831.50 ↑ +117%
United Healthcare Commercial $3,267.55 ↑ +151%
Aetna Commercial $3,539.38 ↑ +172%
Humana CPOS/HMO/NPOS/PPO $3,737.58 ↑ +187%
First Choice Health Plan of MS Commercial $3,964.10 ↑ +204%
Multiplan Complementary Network $4,247.25 ↑ +226%
Multiplan MPI Primary Network $4,247.25 ↑ +226%
NovaSys All $4,247.25 ↑ +226%
MPCN PPO/HMO $4,247.25 ↑ +226%
PPO Plus Commercial $4,813.55 ↑ +270%
QCA All $5,096.70 ↑ +291%
Tricare Tricare not published by hospital

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (with and without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,325.22 $295.54 – $985.24
CHI Memorial Hospital Hixson Hixson $2,177.08 $315.33 – $5,148.50
CHI Memorial Hospital Chattanooga Chattanooga $3,111.17 $315.33 – $5,148.50
Johnson City Medical Center JOHNSON CITY $668.55 $325.55 – $709.70
Ascension Saint Thomas DeKalb Smithville $1,424.84 $264.35 – $985.24
Ascension Saint Thomas Highlands Sparta $1,424.84 $264.35 – $1,057.38
Ascension Saint Thomas River Park McMinnville $1,356.98 $264.35 – $1,339.35
Ascension Saint Thomas Rutherford Murfreesboro $1,324.91 $295.54 – $1,019.22

All Tennessee hospitals for this procedure →