Warde immunofixation electrophoresis urine at CHI Memorial Hospital Hixson

2051 Hamill Road, Hixson, TN · CommonSpirit Health · · NPI 1083778633

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$100.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$341.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.07 with United vs $207.90 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|TennCare $26.07 ↓ -74%
United Commercial|Non-Options $29.35 ↓ -71%
United Commercial|Options $29.35 ↓ -71%
BCBS - ND Medicare|All Plans $30.52 ↓ -70%
Cigna Medicare|Healthspring $30.82 ↓ -69%
Humana Medicare|HMO $31.11 ↓ -69%
Amerigroup Medicare|All Plans $31.40 ↓ -69%
Humana Medicare|All Other Plans $32.28 ↓ -68%
Humana Medicare|PPO $32.28 ↓ -68%
Peach State Medicaid|All Plans $36.90 ↓ -63%
Amerigroup Medicaid|All Plans $36.90 ↓ -63%
Employers Health Network Commercial|All Plans $44.03 ↓ -56%
BCBS - TN Medicaid|BlueCare $49.58 ↓ -51%
Centene Commercial|Ambetter Exchange $55.18 ↓ -45%
Cigna Commercial|LocalPlus $64.10 ↓ -36%
BCBS - TN Commercial|Network S $70.47 ↓ -30%
Cigna Commercial|Open Access $71.38 ↓ -29%
BCBS - TN Commercial|Network P $88.89 ↓ -12%
Aetna Commercial|Non-Gatekeeper $207.90 ↑ +106%
Aetna Commercial|Gatekeeper $207.90 ↑ +106%

Visitor-reported prices

visitor-reported
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Warde immunofixation electrophoresis urine at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $145.56 $10.57 – $114.00
CHI Memorial Hospital Chattanooga Chattanooga $144.25 $26.07 – $207.90
Ascension Saint Thomas DeKalb Smithville $145.56 $20.58 – $114.00
Ascension Saint Thomas Highlands Sparta $145.56 $20.58 – $114.00
Ascension Saint Thomas River Park McMinnville $145.56 $20.58 – $114.00
Ascension Saint Thomas Rutherford Murfreesboro $145.56 $22.88 – $114.00
Ascension Saint Thomas Hickman Centerville not published $26.42 – $114.00

All Tennessee hospitals for this procedure →