Sodium chloride 0.9 % IV bolus at CHI Memorial Hospital Hixson

2051 Hamill Road, Hixson, TN · CommonSpirit Health · · NPI 1083778633

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$20.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.06 with Peach State vs $5.27 with BCBS - TN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Peach State Medicaid|All Plans $1.06 ↓ -83%
Cigna Commercial|LocalPlus $1.53 ↓ -75%
Cigna Commercial|Open Access $1.53 ↓ -75%
Employers Health Network Commercial|All Plans $2.38 ↓ -61%
United Commercial|Non-Options $2.64 ↓ -57%
United Commercial|Options $2.64 ↓ -57%
Multiplan Commercial|All Plans $3.17 ↓ -49%
Alliant Health Commercial|All Plans $3.38 ↓ -45%
Aetna Commercial|Gatekeeper $3.69 ↓ -40%
Humana Commercial|All Plans $3.69 ↓ -40%
Aetna Commercial|Non-Gatekeeper $3.69 ↓ -40%
BCBS - TN Medicaid|BlueCare $5.27 ↓ -14%

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $46.35 $1.65 – $14.33
CHI Memorial Hospital Chattanooga Chattanooga $8.79 $1.11 – $5.27
Ascension Saint Thomas DeKalb Smithville $46.35 $1.65 – $14.33
Ascension Saint Thomas Highlands Sparta $46.35 $1.65 – $14.33
Ascension Saint Thomas River Park McMinnville $46.35 $1.65 – $14.33
Ascension Saint Thomas Rutherford Murfreesboro $46.35 $1.65 – $14.33

All Tennessee hospitals for this procedure →