Low cost skin substitute app at CHI Memorial Hospital Hixson
2051 Hamill Road, Hixson, TN · CommonSpirit Health · · NPI 1083778633
$464.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,570.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$167.00 with BCBS - TN vs $5,079.00 with Alliant Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - TN | Commercial|Network S | $167.00 | ↓ -64% |
| Peach State | Medicaid|All Plans | $211.80 | ↓ -54% |
| BCBS - TN | Commercial|Network P | $217.00 | ↓ -53% |
| United | Medicaid|TennCare | $229.00 | ↓ -51% |
| Aetna | Commercial|Non-Gatekeeper | $741.30 | ↑ +60% |
| Aetna | Commercial|Gatekeeper | $741.30 | ↑ +60% |
| United | Commercial|Non-Options | $1,023.00 | ↑ +120% |
| United | Commercial|Options | $1,023.00 | ↑ +120% |
| Humana | Commercial|All Plans | $2,204.00 | ↑ +374% |
| Alliant Health | Commercial|All Plans | $5,079.00 | ↑ +993% |
Visitor-reported prices
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Low cost skin substitute app at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Chattanooga | Chattanooga | $664.11 | $222.39 – $741.30 |