ER Visit (level 2) at CHI Memorial Hospital Hixson
2051 Hamill Road, Hixson, TN · CommonSpirit Health · · NPI 1083778633
$355.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.35 with BCBS - TN vs $1,222.00 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - TN | Medicaid|BlueCare | $50.35 | ↓ -86% |
| Amerigroup | Medicaid|All Plans | $135.00 | ↓ -62% |
| BCBS - ND | Medicare|All Plans | $147.53 | ↓ -58% |
| Cigna | Medicare|Healthspring | $148.95 | ↓ -58% |
| Humana | Medicare|HMO | $150.37 | ↓ -58% |
| Amerigroup | Medicare|All Plans | $151.79 | ↓ -57% |
| Humana | Medicare|PPO | $156.05 | ↓ -56% |
| Humana | Medicare|All Other Plans | $156.05 | ↓ -56% |
| Health One Alliance | Commercial|All Plans | $224.00 | ↓ -37% |
| United | Medicaid|TennCare | $226.00 | ↓ -36% |
| Multiplan | Commercial|All Plans | $237.00 | ↓ -33% |
| Peach State | Medicaid|All Plans | $240.00 | ↓ -32% |
| Centene | Commercial|Ambetter Exchange | $266.70 | ↓ -25% |
| Cigna | Commercial|LocalPlus | $456.00 | ↑ +28% |
| Employers Health Network | Commercial|All Plans | $479.98 | ↑ +35% |
| Cigna | Commercial|Open Access | $508.00 | ↑ +43% |
| Alliant Health | Commercial|All Plans | $659.00 | ↑ +86% |
| Aetna | Commercial|Gatekeeper | $780.00 | ↑ +120% |
| BCBS - TN | Commercial|Network S | $791.00 | ↑ +123% |
| Aetna | Commercial|Non-Gatekeeper | $900.00 | ↑ +153% |
| United | Commercial|Non-Options | $916.00 | ↑ +158% |
| United | Commercial|Options | $916.00 | ↑ +158% |
| BCBS - TN | Commercial|Network P | $1,024.00 | ↑ +188% |
| Humana | Commercial|All Plans | $1,222.00 | ↑ +244% |
Visitor-reported prices
Comments
ER Visit (level 2) at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $573.00 | $33.83 – $1,686.00 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $507.60 | $50.35 – $1,222.00 |
| Ascension Saint Thomas DeKalb | Smithville | $573.00 | $33.83 – $1,686.00 |
| Ascension Saint Thomas Highlands | Sparta | $573.00 | $37.71 – $1,686.00 |
| Ascension Saint Thomas River Park | McMinnville | $573.00 | $37.71 – $1,686.00 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $573.00 | $37.71 – $1,686.00 |
| Ascension Saint Thomas Hickman | Centerville | not published | $37.71 – $1,686.00 |