Chromo high res and frag x - sendout at CHI Memorial Hospital Hixson

2051 Hamill Road, Hixson, TN · CommonSpirit Health · · NPI 1083778633

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$68.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$230.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.23 with United vs $350.01 with Amerigroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|TennCare $37.23 ↓ -45%
United Commercial|Non-Options $57.04 ↓ -16%
United Commercial|Options $57.04 ↓ -16%
BCBS - ND Medicare|All Plans $59.32 ↓ -13%
Cigna Medicare|Healthspring $59.89 ↓ -12%
Humana Medicare|HMO $60.46 ↓ -11%
Amerigroup Medicare|All Plans $61.03 ↓ -10%
Humana Medicare|All Other Plans $62.74 ↓ -8%
Humana Medicare|PPO $62.74 ↓ -8%
Employers Health Network Commercial|All Plans $85.56 ↑ +26%
Centene Commercial|Ambetter Exchange $107.24 ↑ +58%
Cigna Commercial|LocalPlus $112.53 ↑ +65%
Cigna Commercial|Open Access $125.31 ↑ +84%
BCBS - TN Medicaid|BlueCare $148.73 ↑ +118%
Aetna Commercial|Gatekeeper $161.00 ↑ +136%
Aetna Commercial|Non-Gatekeeper $161.00 ↑ +136%
BCBS - TN Commercial|Network S $216.48 ↑ +218%
BCBS - TN Commercial|Network P $273.06 ↑ +301%
Peach State Medicaid|All Plans $350.01 ↑ +414%
Amerigroup Medicaid|All Plans $350.01 ↑ +414%

Visitor-reported prices

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Chromo high res and frag x - sendout at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Chattanooga Chattanooga $97.29 $37.23 – $161.00
Ascension Saint Thomas Midtown Nashville not published $20.53 – $218.94
Ascension Saint Thomas DeKalb Smithville not published $51.34 – $261.99
Ascension Saint Thomas Highlands Sparta not published $51.34 – $261.99
Ascension Saint Thomas River Park McMinnville not published $51.34 – $261.99
Ascension Saint Thomas Rutherford Murfreesboro not published $51.34 – $261.99
Ascension Saint Thomas Hickman Centerville not published $51.34 – $261.99

All Tennessee hospitals for this procedure →