Warde 3008005 oligoclonal bands at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$786.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$786.38

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.33 with Wellpoint vs $723.47 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $12.33 ↓ -98%
Aetna NewBusiness $21.77 ↓ -97%
Aetna COMM $21.77 ↓ -97%
Bright Health HIX $27.39 ↓ -97%
Sarah Cannon Research COMM $27.39 ↓ -97%
Humana ChoicecareMGMCR $27.39 ↓ -97%
HealthSpring DualEligible $27.39 ↓ -97%
HealthSpring MCRHMO $27.39 ↓ -97%
HealthSpring MCRPOS $27.39 ↓ -97%
HealthSpring MCRPPO $27.39 ↓ -97%
United VACCN $27.39 ↓ -97%
United AllPayerAppendix $27.39 ↓ -97%
Devoted Health Plan MCR $27.39 ↓ -97%
United CorePayer $27.39 ↓ -97%
United HeritageSelect $27.39 ↓ -97%
Amerigroup MGMCR $27.39 ↓ -97%
Bright Health SmallGroup $27.39 ↓ -97%
BCBS NetworkP $27.43 ↓ -97%
Aetna MGMCRSNP $27.66 ↓ -96%
Aetna MGMCRPPO $27.66 ↓ -96%
Aetna MGMCRHMO $27.66 ↓ -96%
United MGMCR $27.94 ↓ -96%
BCBS MCR $28.21 ↓ -96%
WellCare MCR $28.21 ↓ -96%
Zing MGMCR $28.21 ↓ -96%
Ambetter Select $28.49 ↓ -96%
American Health Advantage MCRHMO $28.76 ↓ -96%
American Health Advantage MCRPFFS $28.76 ↓ -96%
Evergreen HMO MCR $28.76 ↓ -96%
American Health Advantage MCRPPO $28.76 ↓ -96%
American Health Advantage MCRSNP $28.76 ↓ -96%
American Health Advantage MCRPOS $28.76 ↓ -96%
Signature Advantage MCR $29.03 ↓ -96%
Ambetter CORE $29.58 ↓ -96%
ATRIO Golden Times MCR $30.13 ↓ -96%
Bright Health MCRNarrow $31.50 ↓ -96%
Prime Health WORKERSCOMP $39.44 ↓ -95%
NovaNET WORKERSCOMP $40.26 ↓ -95%
CorVel Corporation WORKERSCOMP $40.26 ↓ -95%
Cigna NewBusiness $49.03 ↓ -94%
Cigna OAP $55.69 ↓ -93%
BCBS TENNCARE $65.88 ↓ -92%
BCBS COVERKIDS $71.30 ↓ -91%
Oscar HIX $82.17 ↓ -90%
Humana HumanaChoiceCare $109.56 ↓ -86%
Humana BroadNetwork $109.56 ↓ -86%
Humana HumanaChoice $109.56 ↓ -86%
Humana NarrowExchangeNetwork $109.56 ↓ -86%
BCBS BlueCare $111.99 ↓ -86%
Kentucky Labor Cabinet WORKERSCOMP $144.77 ↓ -82%
Apex Health MCR $149.41 ↓ -81%
Pruitt Health (AllyAlign) MCR $149.41 ↓ -81%
NHC Advantage, Inc. MCRHMO $149.41 ↓ -81%
Humana TRICARE $196.59 ↓ -75%
United OptionsPPO $198.17 ↓ -75%
Cigna PPO $264.22 ↓ -66%
United GlobalBenefitPlan $353.87 ↓ -55%
Aetna NAP $393.19 ↓ -50%
BGFH SingleSource DIRECTNETWORK $393.19 ↓ -50%
Employers Health Network COMM $550.47 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $589.78 ↓ -25%
Multiplan COMM $644.83 ↓ -18%
BGFH SingleSource LEASEDNETWORK $668.42 ↓ -15%
Beech Street COMM $723.47 ↓ -8%

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $147.36 $9.86 – $85.78
CHI Memorial Hospital Hixson Hixson $47.96 $17.86 – $113.40
62-1166050 BMH Carroll County Huntingdon $36.11 $23.83 – $54.78
CHI Memorial Hospital Chattanooga Chattanooga $68.53 $17.86 – $113.40
Johnson City Medical Center JOHNSON CITY $35.25 $13.70 – $59.71
Ascension Saint Thomas DeKalb Smithville $147.36 $14.10 – $85.78
Ascension Saint Thomas Highlands Sparta $147.36 $14.10 – $85.78
Ascension Saint Thomas River Park McMinnville $241.85 $14.10 – $85.78

All Tennessee hospitals for this procedure →