Surgical pathology level 2 gross & microscopic examination at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$334.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$334.69

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.44 with BCBS vs $307.91 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $11.44 ↓ -97%
BCBS COVERKIDS $12.38 ↓ -96%
BCBS BlueCare $19.45 ↓ -94%
BCBS NetworkP $20.45 ↓ -94%
Aetna COMM $22.93 ↓ -93%
Aetna NewBusiness $22.93 ↓ -93%
United HeritageSelect $24.67 ↓ -93%
United AllPayerAppendix $24.67 ↓ -93%
United CorePayer $24.67 ↓ -93%
Humana HumanaChoice $26.08 ↓ -92%
Humana HumanaChoiceCare $26.08 ↓ -92%
Humana BroadNetwork $26.08 ↓ -92%
Humana NarrowExchangeNetwork $26.08 ↓ -92%
Cigna NewBusiness $45.91 ↓ -86%
Cigna OAP $52.14 ↓ -84%
Bright Health HIX $56.90 ↓ -83%
Oscar HIX $61.25 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $61.62 ↓ -82%
Apex Health MCR $63.59 ↓ -81%
Pruitt Health (AllyAlign) MCR $63.59 ↓ -81%
NHC Advantage, Inc. MCRHMO $63.59 ↓ -81%
Ambetter CORE $74.64 ↓ -78%
Ambetter Select $77.65 ↓ -77%
Bright Health SmallGroup $80.33 ↓ -76%
Humana TRICARE $83.67 ↓ -75%
United OptionsPPO $84.34 ↓ -75%
Cigna PPO $112.46 ↓ -66%
United GlobalBenefitPlan $150.61 ↓ -55%
Aetna NAP $167.34 ↓ -50%
BGFH SingleSource DIRECTNETWORK $167.34 ↓ -50%
Employers Health Network COMM $234.28 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $251.02 ↓ -25%
Multiplan COMM $274.45 ↓ -18%
BGFH SingleSource LEASEDNETWORK $284.49 ↓ -15%
Beech Street COMM $307.91 ↓ -8%

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $65.42 $6.73 – $75.17
CHI Memorial Hospital Hixson Hixson $95.61 $10.02 – $226.10
62-1166050 BMH Carroll County Huntingdon $14.49 $6.73 – $71.68
CHI Memorial Hospital Chattanooga Chattanooga $136.63 $10.02 – $226.10
Johnson City Medical Center JOHNSON CITY $39.60 $14.52 – $75.98
Ascension Saint Thomas DeKalb Smithville $65.42 $6.73 – $75.17
Ascension Saint Thomas Highlands Sparta $65.42 $6.73 – $75.17
Ascension Saint Thomas River Park McMinnville $65.42 $8.45 – $75.17

All Tennessee hospitals for this procedure →