St analysis behavior qualitative voice/resonance at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$910.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$910.38

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.90 with Wellpoint vs $837.55 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $101.90 ↓ -89%
Sarah Cannon Research COMM $105.05 ↓ -88%
Humana ChoicecareMGMCR $105.05 ↓ -88%
Devoted Health Plan MCR $105.05 ↓ -88%
HealthSpring DualEligible $105.05 ↓ -88%
HealthSpring MCRHMO $105.05 ↓ -88%
HealthSpring MCRPOS $105.05 ↓ -88%
HealthSpring MCRPPO $105.05 ↓ -88%
United VACCN $105.05 ↓ -88%
Amerigroup MGMCR $105.05 ↓ -88%
Aetna MGMCRHMO $106.10 ↓ -88%
Aetna MGMCRSNP $106.10 ↓ -88%
Aetna MGMCRPPO $106.10 ↓ -88%
United MGMCR $107.15 ↓ -88%
Zing MGMCR $108.20 ↓ -88%
BCBS MCR $108.20 ↓ -88%
WellCare MCR $108.20 ↓ -88%
American Health Advantage MCRPOS $110.30 ↓ -88%
American Health Advantage MCRHMO $110.30 ↓ -88%
American Health Advantage MCRPPO $110.30 ↓ -88%
American Health Advantage MCRSNP $110.30 ↓ -88%
American Health Advantage MCRPFFS $110.30 ↓ -88%
Evergreen HMO MCR $110.30 ↓ -88%
Signature Advantage MCR $111.35 ↓ -88%
ATRIO Golden Times MCR $115.56 ↓ -87%
Bright Health MCRNarrow $120.81 ↓ -87%
BCBS TENNCARE $135.18 ↓ -85%
BCBS COVERKIDS $146.32 ↓ -84%
Prime Health WORKERSCOMP $151.27 ↓ -83%
CorVel Corporation WORKERSCOMP $154.42 ↓ -83%
NovaNET WORKERSCOMP $154.42 ↓ -83%
Bright Health HIX $154.76 ↓ -83%
Oscar HIX $166.60 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $167.60 ↓ -82%
NHC Advantage, Inc. MCRHMO $172.97 ↓ -81%
Pruitt Health (AllyAlign) MCR $172.97 ↓ -81%
Apex Health MCR $172.97 ↓ -81%
Ambetter CORE $203.01 ↓ -78%
Ambetter Select $211.21 ↓ -77%
Bright Health SmallGroup $218.49 ↓ -76%
BCBS NetworkP $221.34 ↓ -76%
Humana TRICARE $227.59 ↓ -75%
Cigna NewBusiness $229.42 ↓ -75%
United OptionsPPO $229.42 ↓ -75%
BCBS BlueCare $229.81 ↓ -75%
Cigna OAP $260.37 ↓ -71%
Aetna NewBusiness $274.00 ↓ -70%
Cigna PPO $305.89 ↓ -66%
Aetna COMM $326.00 ↓ -64%
United GlobalBenefitPlan $409.67 ↓ -55%
BGFH SingleSource DIRECTNETWORK $455.19 ↓ -50%
Aetna NAP $455.19 ↓ -50%
Employers Health Network COMM $637.27 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $682.78 ↓ -25%
Multiplan COMM $746.51 ↓ -18%
BGFH SingleSource LEASEDNETWORK $773.82 ↓ -15%
Beech Street COMM $837.55 ↓ -8%

Visitor-reported prices

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St analysis behavior qualitative voice/resonance at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $84.36 $57.00 – $199.50
62-1166050 BMH Carroll County Huntingdon $69.00 $60.36 – $79.52
CHI Memorial Hospital Chattanooga Chattanooga $120.56 $59.85 – $199.50
Johnson City Medical Center JOHNSON CITY $92.55 $44.00 – $355.49
Greeneville Community Hospital GREENEVILLE $92.55 $37.00 – $385.76
Bristol Regional Medical Center BRISTOL $92.55 $57.00 – $361.76
Franklin Woods Community Hospital JOHNSON CITY $92.55 $46.00 – $385.76
Holston Valley Medical Center KINGSPORT $92.55 $61.00 – $361.76

All Tennessee hospitals for this procedure →