Ot evaluation low complexity patient/family at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$329.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$329.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.06 with Bright Health vs $326.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bright Health HIX $56.06 ↓ -83%
Oscar HIX $60.35 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $60.71 ↓ -82%
NHC Advantage, Inc. MCRHMO $62.66 ↓ -81%
Apex Health MCR $62.66 ↓ -81%
Pruitt Health (AllyAlign) MCR $62.66 ↓ -81%
Ambetter CORE $73.54 ↓ -78%
Ambetter Select $76.51 ↓ -77%
Bright Health SmallGroup $79.15 ↓ -76%
Wellpoint MGMCD $81.89 ↓ -75%
Humana TRICARE $82.44 ↓ -75%
United OptionsPPO $83.10 ↓ -75%
Cigna NewBusiness $83.10 ↓ -75%
Devoted Health Plan MCR $84.43 ↓ -74%
Humana ChoicecareMGMCR $84.43 ↓ -74%
HealthSpring DualEligible $84.43 ↓ -74%
HealthSpring MCRHMO $84.43 ↓ -74%
HealthSpring MCRPOS $84.43 ↓ -74%
HealthSpring MCRPPO $84.43 ↓ -74%
United VACCN $84.43 ↓ -74%
Amerigroup MGMCR $84.43 ↓ -74%
Sarah Cannon Research COMM $84.43 ↓ -74%
Aetna MGMCRSNP $85.27 ↓ -74%
Aetna MGMCRPPO $85.27 ↓ -74%
Aetna MGMCRHMO $85.27 ↓ -74%
United MGMCR $86.12 ↓ -74%
Zing MGMCR $86.96 ↓ -74%
BCBS MCR $86.96 ↓ -74%
WellCare MCR $86.96 ↓ -74%
American Health Advantage MCRSNP $88.65 ↓ -73%
Evergreen HMO MCR $88.65 ↓ -73%
American Health Advantage MCRPFFS $88.65 ↓ -73%
American Health Advantage MCRHMO $88.65 ↓ -73%
American Health Advantage MCRPPO $88.65 ↓ -73%
American Health Advantage MCRPOS $88.65 ↓ -73%
Signature Advantage MCR $89.49 ↓ -73%
ATRIO Golden Times MCR $92.87 ↓ -72%
Cigna OAP $94.32 ↓ -71%
Bright Health MCRNarrow $97.09 ↓ -71%
BCBS TENNCARE $110.11 ↓ -67%
Cigna PPO $110.81 ↓ -66%
BCBS COVERKIDS $119.18 ↓ -64%
Prime Health WORKERSCOMP $121.57 ↓ -63%
NovaNET WORKERSCOMP $124.11 ↓ -62%
CorVel Corporation WORKERSCOMP $124.11 ↓ -62%
United GlobalBenefitPlan $148.40 ↓ -55%
Aetna NAP $164.89 ↓ -50%
BGFH SingleSource DIRECTNETWORK $164.89 ↓ -50%
BCBS BlueCare $187.19 ↓ -43%
BCBS NetworkP $206.79 ↓ -37%
Employers Health Network COMM $230.85 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $247.33 ↓ -25%
Multiplan COMM $270.42 ↓ -18%
Aetna NewBusiness $274.00 ↓ -17%
BGFH SingleSource LEASEDNETWORK $280.31 ↓ -15%
Beech Street COMM $303.40 ↓ -8%
Aetna COMM $326.00 ↓ -1%

Visitor-reported prices

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Ot evaluation low complexity patient/family at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $69.56 $64.77 – $170.98
CHI Memorial Hospital Hixson Hixson $154.22 $70.00 – $364.70
62-1166050 BMH Carroll County Huntingdon $201.94 $62.44 – $64.77
CHI Memorial Hospital Chattanooga Chattanooga $220.39 $70.00 – $364.70
Johnson City Medical Center JOHNSON CITY $71.70 $44.00 – $323.96
Ascension Saint Thomas DeKalb Smithville $129.60 $64.77 – $170.98
Ascension Saint Thomas Highlands Sparta $129.60 $64.77 – $170.98
Ascension Saint Thomas River Park McMinnville $123.42 $83.87 – $170.98

All Tennessee hospitals for this procedure →