MRI cardiac morph & func wwo IV cont at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$3,525.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,525.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$480.32 with Humana vs $3,243.78 with Beech Street — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana NarrowExchangeNetwork $480.32 ↓ -86%
Humana BroadNetwork $480.32 ↓ -86%
Humana HumanaChoice $480.32 ↓ -86%
Humana HumanaChoiceCare $480.32 ↓ -86%
United CorePayer $616.10 ↓ -83%
United AllPayerAppendix $616.10 ↓ -83%
United HeritageSelect $616.10 ↓ -83%
Kentucky Labor Cabinet WORKERSCOMP $649.11 ↓ -82%
Pruitt Health (AllyAlign) MCR $669.91 ↓ -81%
Apex Health MCR $669.91 ↓ -81%
NHC Advantage, Inc. MCRHMO $669.91 ↓ -81%
BCBS TENNCARE $670.30 ↓ -81%
BCBS COVERKIDS $725.80 ↓ -79%
Humana TRICARE $881.46 ↓ -75%
United OptionsPPO $888.51 ↓ -75%
Aetna COMM $1,035.72 ↓ -71%
Aetna NewBusiness $1,035.72 ↓ -71%
BCBS BlueCare $1,135.66 ↓ -68%
Cigna PPO $1,184.69 ↓ -66%
United GlobalBenefitPlan $1,586.63 ↓ -55%
BGFH SingleSource DIRECTNETWORK $1,762.92 ↓ -50%
Aetna NAP $1,762.92 ↓ -50%
Employers Health Network COMM $2,468.09 ↓ -30%
Multiplan COMM $2,891.20 ↓ -18%
BGFH SingleSource LEASEDNETWORK $2,996.97 ↓ -15%
Beech Street COMM $3,243.78 ↓ -8%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI cardiac morph & func wwo IV cont at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $834.05 $307.82 – $1,139.32
CHI Memorial Hospital Hixson Hixson $549.08 $315.33 – $2,459.00
CHI Memorial Hospital Chattanooga Chattanooga $784.67 $315.33 – $2,459.00
Johnson City Medical Center JOHNSON CITY $668.55 $325.55 – $709.70
Ascension Saint Thomas Rutherford Murfreesboro $834.05 $307.82 – $1,178.61
Greeneville Community Hospital GREENEVILLE $668.55 $192.25 – $709.70
Bristol Regional Medical Center BRISTOL $668.55 $320.42 – $794.30
Franklin Woods Community Hospital JOHNSON CITY $668.55 $316.76 – $690.54

All Tennessee hospitals for this procedure →