Immunofluorescence per specimen initial single antibody stain at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$422.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$422.42

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.38 with BCBS vs $388.63 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $13.38 ↓ -97%
BCBS COVERKIDS $14.48 ↓ -97%
BCBS BlueCare $22.74 ↓ -95%
BCBS NetworkP $56.80 ↓ -87%
Bright Health HIX $71.81 ↓ -83%
Oscar HIX $77.30 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $77.77 ↓ -82%
Pruitt Health (AllyAlign) MCR $80.26 ↓ -81%
Apex Health MCR $80.26 ↓ -81%
NHC Advantage, Inc. MCRHMO $80.26 ↓ -81%
Ambetter CORE $94.20 ↓ -78%
Ambetter Select $98.00 ↓ -77%
Bright Health SmallGroup $101.38 ↓ -76%
Aetna NewBusiness $105.43 ↓ -75%
Aetna COMM $105.43 ↓ -75%
Humana TRICARE $105.61 ↓ -75%
United OptionsPPO $106.45 ↓ -75%
Humana BroadNetwork $138.92 ↓ -67%
Humana NarrowExchangeNetwork $138.92 ↓ -67%
Humana HumanaChoiceCare $138.92 ↓ -67%
Humana HumanaChoice $138.92 ↓ -67%
Cigna PPO $141.93 ↓ -66%
Cigna NewBusiness $189.29 ↓ -55%
United GlobalBenefitPlan $190.09 ↓ -55%
Aetna NAP $211.21 ↓ -50%
BGFH SingleSource DIRECTNETWORK $211.21 ↓ -50%
Cigna OAP $214.97 ↓ -49%
United AllPayerAppendix $291.26 ↓ -31%
United CorePayer $291.26 ↓ -31%
United HeritageSelect $291.26 ↓ -31%
Employers Health Network COMM $295.69 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $316.81 ↓ -25%
Multiplan COMM $346.38 ↓ -18%
BGFH SingleSource LEASEDNETWORK $359.06 ↓ -15%
Beech Street COMM $388.63 ↓ -8%

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $243.92 $7.87 – $255.07
CHI Memorial Hospital Hixson Hixson $311.99 $11.71 – $737.80
62-1166050 BMH Carroll County Huntingdon $115.23 $7.87 – $312.94
CHI Memorial Hospital Chattanooga Chattanooga $445.85 $11.71 – $737.80
Johnson City Medical Center JOHNSON CITY $93.75 $26.61 – $346.58
Ascension Saint Thomas DeKalb Smithville $243.92 $7.87 – $255.07
Ascension Saint Thomas Highlands Sparta $243.92 $7.87 – $255.07
Ascension Saint Thomas River Park McMinnville $243.92 $11.76 – $255.07

All Tennessee hospitals for this procedure →