Established Patient Office Visit (level 4) at HENDERSONVILLE MEDICAL CENTER
355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434
$1,093.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,093.19
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.67 with BCBS vs $1,005.73 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $82.67 | ↓ -92% |
| BCBS | COVERKIDS | $89.48 | ↓ -92% |
| BCBS | BlueCare | $140.54 | ↓ -87% |
| Aetna | MGMCRSNP | $163.98 | ↓ -85% |
| Aetna | MGMCRHMO | $163.98 | ↓ -85% |
| Aetna | MGMCRPPO | $163.98 | ↓ -85% |
| Oscar | HIX | $200.05 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $201.26 | ↓ -82% |
| Apex Health | MCR | $207.71 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $207.71 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $207.71 | ↓ -81% |
| Humana | TRICARE | $273.30 | ↓ -75% |
| United | OptionsPPO | $275.48 | ↓ -75% |
| Aetna | NewBusiness | $306.09 | ↓ -72% |
| Aetna | COMM | $360.75 | ↓ -67% |
| United | GlobalBenefitPlan | $491.94 | ↓ -55% |
| Signature Advantage | MCR | $546.60 | ↓ -50% |
| Aetna | NAP | $546.60 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $546.60 | ↓ -50% |
| Employers Health Network | COMM | $765.23 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $819.89 | ↓ -25% |
| Multiplan | COMM | $896.42 | ↓ -18% |
| BGFH SingleSource | LEASEDNETWORK | $929.21 | ↓ -15% |
| Beech Street | COMM | $1,005.73 | ↓ -8% |
| BCBS | NetworkP | not published by hospital | — |
Visitor-reported prices
Comments
Established Patient Office Visit (level 4) at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $109.52 | $72.38 – $259.00 |
| 62-1166050 BMH Carroll County | Huntingdon | $124.43 | $48.63 – $79.45 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $156.51 | $72.38 – $259.00 |
| Johnson City Medical Center | JOHNSON CITY | $41.70 | $56.41 – $85.61 |
| Hancock County Hospital | SNEEDVILLE | $40.71 | $47.56 – $56.41 |
| Greeneville Community Hospital | GREENEVILLE | $41.70 | $34.24 – $56.41 |
| Bristol Regional Medical Center | BRISTOL | $41.70 | $56.41 – $57.07 |
| Franklin Woods Community Hospital | JOHNSON CITY | $41.70 | $66.94 – $85.61 |