Ecg external < 48 hours scanning analysis w/report at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$643.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$643.76

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.44 with Bright Health vs $4,700.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bright Health HIX $109.44 ↓ -83%
BCBS TENNCARE $113.24 ↓ -82%
Oscar HIX $117.81 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $118.52 ↓ -82%
Apex Health MCR $122.31 ↓ -81%
NHC Advantage, Inc. MCRHMO $122.31 ↓ -81%
Pruitt Health (AllyAlign) MCR $122.31 ↓ -81%
BCBS COVERKIDS $122.56 ↓ -81%
Ambetter CORE $143.56 ↓ -78%
BCBS NetworkP $148.06 ↓ -77%
Ambetter Select $149.35 ↓ -77%
Bright Health SmallGroup $154.50 ↓ -76%
Humana TRICARE $160.94 ↓ -75%
United OptionsPPO $162.23 ↓ -75%
Cigna NewBusiness $162.23 ↓ -75%
Cigna OAP $184.12 ↓ -71%
BCBS BlueCare $192.50 ↓ -70%
Cigna PPO $216.30 ↓ -66%
United GlobalBenefitPlan $289.69 ↓ -55%
Aetna NAP $321.88 ↓ -50%
BGFH SingleSource DIRECTNETWORK $321.88 ↓ -50%
Employers Health Network COMM $450.63 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $482.82 ↓ -25%
Multiplan COMM $527.88 ↓ -18%
BGFH SingleSource LEASEDNETWORK $547.20 ↓ -15%
Beech Street COMM $592.26 ↓ -8%
Aetna NewBusiness $3,807.00 ↑ +491%
Aetna COMM $4,700.00 ↑ +630%

Visitor-reported prices

visitor-reported
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Ecg external < 48 hours scanning analysis w/report at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $515.94 $51.20 – $79.65
CHI Memorial Hospital Hixson Hixson $596.15 $54.93 – $1,409.80
62-1166050 BMH Carroll County Huntingdon $201.71 $47.19 – $108.48
CHI Memorial Hospital Chattanooga Chattanooga $851.93 $54.93 – $1,409.80
Johnson City Medical Center JOHNSON CITY $247.50 $53.16 – $120.01
Ascension Saint Thomas DeKalb Smithville $589.04 $32.70 – $88.66
Ascension Saint Thomas Highlands Sparta $589.04 $32.70 – $99.92
Ascension Saint Thomas River Park McMinnville $588.86 $32.70 – $126.56

All Tennessee hospitals for this procedure →