Disability dlco at HENDERSONVILLE MEDICAL CENTER
355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434
$641.93
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$641.93
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.64 with BCBS vs $590.58 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $39.64 | ↓ -94% |
| BCBS | COVERKIDS | $42.91 | ↓ -93% |
| BCBS | NetworkP | $62.94 | ↓ -90% |
| BCBS | BlueCare | $67.39 | ↓ -90% |
| Bright Health | HIX | $109.13 | ↓ -83% |
| Oscar | HIX | $117.47 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $118.18 | ↓ -82% |
| Pruitt Health (AllyAlign) | MCR | $121.97 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $121.97 | ↓ -81% |
| Apex Health | MCR | $121.97 | ↓ -81% |
| Ambetter | CORE | $143.15 | ↓ -78% |
| Ambetter | Select | $148.93 | ↓ -77% |
| Bright Health | SmallGroup | $154.06 | ↓ -76% |
| Humana | TRICARE | $160.48 | ↓ -75% |
| Cigna | NewBusiness | $161.77 | ↓ -75% |
| United | OptionsPPO | $161.77 | ↓ -75% |
| Aetna | NewBusiness | $179.74 | ↓ -72% |
| Cigna | OAP | $183.59 | ↓ -71% |
| Aetna | COMM | $211.84 | ↓ -67% |
| Cigna | PPO | $215.69 | ↓ -66% |
| United | GlobalBenefitPlan | $288.87 | ↓ -55% |
| Aetna | NAP | $320.96 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $320.96 | ↓ -50% |
| Employers Health Network | COMM | $449.35 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $481.45 | ↓ -25% |
| Multiplan | COMM | $526.38 | ↓ -18% |
| BGFH SingleSource | LEASEDNETWORK | $545.64 | ↓ -15% |
| Beech Street | COMM | $590.58 | ↓ -8% |
Visitor-reported prices
Comments
Disability dlco at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $288.90 | $23.32 – $209.78 |
| 62-1166050 BMH Carroll County | Huntingdon | $69.46 | $23.32 – $285.74 |
| Johnson City Medical Center | JOHNSON CITY | $47.55 | $27.05 – $439.24 |
| Ascension Saint Thomas DeKalb | Smithville | $237.62 | $23.32 – $206.75 |
| Ascension Saint Thomas Highlands | Sparta | $204.50 | $23.32 – $206.75 |
| Ascension Saint Thomas River Park | McMinnville | $194.73 | $25.88 – $206.75 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $289.08 | $23.32 – $209.78 |
| Greeneville Community Hospital | GREENEVILLE | $47.55 | $18.63 – $439.24 |