Culture body fluid at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.88 with Wellpoint vs $48.87 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $3.88
Kentucky Labor Cabinet WORKERSCOMP $4.40
Pruitt Health (AllyAlign) MCR $4.54
NHC Advantage, Inc. MCRHMO $4.54
Apex Health MCR $4.54
Humana TRICARE $5.98
United OptionsPPO $6.03
Aetna NewBusiness $6.86
Aetna COMM $6.86
Cigna PPO $8.04
Devoted Health Plan MCR $8.62
Humana ChoicecareMGMCR $8.62
Sarah Cannon Research COMM $8.62
HealthSpring DualEligible $8.62
HealthSpring MCRHMO $8.62
HealthSpring MCRPOS $8.62
HealthSpring MCRPPO $8.62
United VACCN $8.62
United AllPayerAppendix $8.62
United CorePayer $8.62
United HeritageSelect $8.62
Amerigroup MGMCR $8.62
Bright Health HIX $8.62
Bright Health SmallGroup $8.62
Aetna MGMCRPPO $8.71
Aetna MGMCRSNP $8.71
Aetna MGMCRHMO $8.71
United MGMCR $8.79
Zing MGMCR $8.88
WellCare MCR $8.88
BCBS MCR $8.88
Ambetter Select $8.96
Evergreen HMO MCR $9.05
American Health Advantage MCRHMO $9.05
American Health Advantage MCRSNP $9.05
American Health Advantage MCRPPO $9.05
American Health Advantage MCRPOS $9.05
American Health Advantage MCRPFFS $9.05
Signature Advantage MCR $9.14
Ambetter CORE $9.31
ATRIO Golden Times MCR $9.48
Bright Health MCRNarrow $9.91
United GlobalBenefitPlan $10.76
BCBS NetworkP $11.75
Aetna NAP $11.96
BGFH SingleSource DIRECTNETWORK $11.96
Prime Health WORKERSCOMP $12.41
CorVel Corporation WORKERSCOMP $12.67
NovaNET WORKERSCOMP $12.67
Cigna NewBusiness $15.58
Employers Health Network COMM $16.74
Cigna OAP $17.70
Odom's TN Pride Sausage WORKERSCOMP $17.94
Multiplan COMM $19.61
BGFH SingleSource LEASEDNETWORK $20.33
Beech Street COMM $22.01
Oscar HIX $25.86
BCBS TENNCARE $28.75
BCBS COVERKIDS $31.11
Humana NarrowExchangeNetwork $34.48
Humana HumanaChoiceCare $34.48
Humana HumanaChoice $34.48
Humana BroadNetwork $34.48
BCBS BlueCare $48.87

Visitor-reported prices

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Culture body fluid at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $79.47 $3.10 – $33.86
CHI Memorial Hospital Hixson Hixson $21.91 $7.65 – $46.20
62-1166050 BMH Carroll County Huntingdon $93.15 $7.50 – $17.24
CHI Memorial Hospital Chattanooga Chattanooga $31.31 $7.65 – $46.20
Johnson City Medical Center JOHNSON CITY $15.15 $4.31 – $18.79
Ascension Saint Thomas DeKalb Smithville $79.47 $6.04 – $33.86
Ascension Saint Thomas Highlands Sparta $79.47 $6.04 – $33.86
Ascension Saint Thomas River Park McMinnville $79.49 $6.04 – $33.86

All Tennessee hospitals for this procedure →