Aquatic exercise - group charge at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$175.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$175.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.64 with Wellpoint vs $326.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $14.64 ↓ -92%
Sarah Cannon Research COMM $15.09 ↓ -91%
Humana ChoicecareMGMCR $15.09 ↓ -91%
Devoted Health Plan MCR $15.09 ↓ -91%
HealthSpring DualEligible $15.09 ↓ -91%
HealthSpring MCRHMO $15.09 ↓ -91%
HealthSpring MCRPOS $15.09 ↓ -91%
HealthSpring MCRPPO $15.09 ↓ -91%
United VACCN $15.09 ↓ -91%
Amerigroup MGMCR $15.09 ↓ -91%
Aetna MGMCRHMO $15.24 ↓ -91%
Aetna MGMCRSNP $15.24 ↓ -91%
Aetna MGMCRPPO $15.24 ↓ -91%
United MGMCR $15.39 ↓ -91%
Zing MGMCR $15.54 ↓ -91%
BCBS MCR $15.54 ↓ -91%
WellCare MCR $15.54 ↓ -91%
American Health Advantage MCRPOS $15.85 ↓ -91%
American Health Advantage MCRHMO $15.85 ↓ -91%
American Health Advantage MCRPPO $15.85 ↓ -91%
American Health Advantage MCRSNP $15.85 ↓ -91%
American Health Advantage MCRPFFS $15.85 ↓ -91%
Evergreen HMO MCR $15.85 ↓ -91%
Signature Advantage MCR $16.00 ↓ -91%
ATRIO Golden Times MCR $16.60 ↓ -91%
Bright Health MCRNarrow $17.36 ↓ -90%
Prime Health WORKERSCOMP $21.73 ↓ -88%
CorVel Corporation WORKERSCOMP $22.19 ↓ -87%
NovaNET WORKERSCOMP $22.19 ↓ -87%
BCBS TENNCARE $25.91 ↓ -85%
BCBS COVERKIDS $28.04 ↓ -84%
Bright Health HIX $29.75 ↓ -83%
Oscar HIX $32.02 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $32.22 ↓ -82%
Pruitt Health (AllyAlign) MCR $33.25 ↓ -81%
Apex Health MCR $33.25 ↓ -81%
NHC Advantage, Inc. MCRHMO $33.25 ↓ -81%
BCBS NetworkP $35.99 ↓ -79%
Ambetter CORE $39.02 ↓ -78%
Ambetter Select $40.60 ↓ -77%
Bright Health SmallGroup $42.00 ↓ -76%
Humana TRICARE $43.75 ↓ -75%
BCBS BlueCare $44.04 ↓ -75%
Cigna NewBusiness $44.10 ↓ -75%
United OptionsPPO $44.10 ↓ -75%
Cigna OAP $50.05 ↓ -71%
Cigna PPO $58.80 ↓ -66%
United GlobalBenefitPlan $78.75 ↓ -55%
BGFH SingleSource DIRECTNETWORK $87.50 ↓ -50%
Aetna NAP $87.50 ↓ -50%
Employers Health Network COMM $122.50 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $131.25 ↓ -25%
Multiplan COMM $143.50 ↓ -18%
BGFH SingleSource LEASEDNETWORK $148.75 ↓ -15%
Beech Street COMM $161.00 ↓ -8%
Aetna NewBusiness $274.00 ↑ +57%
Aetna COMM $326.00 ↑ +86%

Visitor-reported prices

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Aquatic exercise - group charge at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $56.60 $14.86 – $38.39
CHI Memorial Hospital Hixson Hixson $64.24 $22.68 – $189.52
62-1166050 BMH Carroll County Huntingdon $72.45 $11.48 – $15.24
CHI Memorial Hospital Chattanooga Chattanooga $91.80 $22.68 – $189.52
Johnson City Medical Center JOHNSON CITY $16.80 $17.15 – $44.87
Ascension Saint Thomas DeKalb Smithville $33.29 $14.86 – $38.39
Ascension Saint Thomas Highlands Sparta $33.29 $14.86 – $38.39
Ascension Saint Thomas River Park McMinnville $31.70 $14.86 – $38.39

All Tennessee hospitals for this procedure →