Albumin (human), 5%, 250 ml at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$696.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$696.46

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.21 with BCBS vs $640.74 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $55.21 ↓ -92%
Cigna NewBusiness $58.89 ↓ -92%
Cigna OAP $66.96 ↓ -90%
Kentucky Labor Cabinet WORKERSCOMP $128.22 ↓ -82%
United HeritageSelect $140.66 ↓ -80%
United AllPayerAppendix $140.66 ↓ -80%
United CorePayer $140.66 ↓ -80%
Ambetter Select $161.58 ↓ -77%
Humana TRICARE $174.12 ↓ -75%
United OptionsPPO $175.51 ↓ -75%
Cigna PPO $234.01 ↓ -66%
United GlobalBenefitPlan $313.41 ↓ -55%
BGFH SingleSource DIRECTNETWORK $348.23 ↓ -50%
Employers Health Network COMM $487.52 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $522.35 ↓ -25%
Multiplan COMM $571.10 ↓ -18%
BGFH SingleSource LEASEDNETWORK $591.99 ↓ -15%
Beech Street COMM $640.74 ↓ -8%

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $123.36 $46.01 – $112.77
62-1166050 BMH Carroll County Huntingdon $51.06 $46.18 – $106.16
Johnson City Medical Center JOHNSON CITY $41.70 $53.08 – $387.64
Ascension Saint Thomas Highlands Sparta $123.36 $31.01 – $112.77
Ascension Saint Thomas River Park McMinnville $123.36 $31.01 – $73.13
Ascension Saint Thomas Rutherford Murfreesboro $123.36 $46.01 – $227.80
Bristol Regional Medical Center BRISTOL $174.16 $37.21 – $394.47
Franklin Woods Community Hospital JOHNSON CITY $54.19 $49.30 – $420.64

All Tennessee hospitals for this procedure →