Abdominal MRI (without contrast) at HENDERSONVILLE MEDICAL CENTER

355 NEW SHACKLE ISLAND ROAD, HENDERSONVILLE, TN · Tristarhealth · · NPI 1538114434

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$8,129.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,129.77

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$271.76 with Humana vs $7,479.39 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana NarrowExchangeNetwork $271.76 ↓ -97%
Humana BroadNetwork $271.76 ↓ -97%
Humana HumanaChoice $271.76 ↓ -97%
Humana HumanaChoiceCare $271.76 ↓ -97%
United HeritageSelect $313.62 ↓ -96%
United AllPayerAppendix $313.62 ↓ -96%
United CorePayer $313.62 ↓ -96%
BCBS TENNCARE $498.29 ↓ -94%
BCBS COVERKIDS $539.55 ↓ -93%
Aetna NewBusiness $546.91 ↓ -93%
Aetna COMM $546.91 ↓ -93%
BCBS BlueCare $844.23 ↓ -90%
Kentucky Labor Cabinet WORKERSCOMP $1,496.69 ↓ -82%
Pruitt Health (AllyAlign) MCR $1,544.66 ↓ -81%
Apex Health MCR $1,544.66 ↓ -81%
NHC Advantage, Inc. MCRHMO $1,544.66 ↓ -81%
Humana TRICARE $2,032.44 ↓ -75%
United OptionsPPO $2,048.70 ↓ -75%
Cigna PPO $2,731.60 ↓ -66%
United GlobalBenefitPlan $3,658.40 ↓ -55%
BGFH SingleSource DIRECTNETWORK $4,064.89 ↓ -50%
Aetna NAP $4,064.89 ↓ -50%
Employers Health Network COMM $5,690.84 ↓ -30%
Multiplan COMM $6,666.41 ↓ -18%
BGFH SingleSource LEASEDNETWORK $6,910.30 ↓ -15%
Beech Street COMM $7,479.39 ↓ -8%

Visitor-reported prices

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Abdominal MRI (without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $943.97 $208.35 – $779.03
CHI Memorial Hospital Hixson Hixson $1,183.71 $186.96 – $2,799.30
62-1166050 BMH Carroll County Huntingdon $856.06 $192.03 – $441.44
CHI Memorial Hospital Chattanooga Chattanooga $1,691.58 $186.96 – $2,799.30
Johnson City Medical Center JOHNSON CITY $604.95 $220.67 – $485.38
Ascension Saint Thomas DeKalb Smithville $924.95 $167.52 – $779.03
Ascension Saint Thomas Highlands Sparta $924.95 $167.52 – $779.03
Ascension Saint Thomas River Park McMinnville $880.91 $167.52 – $779.03

All Tennessee hospitals for this procedure →