Surgical pathology level 2 gross & microscopic examination at Roane County Medical Center
8045 Roane Medical Center Dr, Harriman, TN · Fsregional · · NPI 1700036696
$27.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$82.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.23 with United Healthcare vs $95.88 with Ambetter — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $13.23 | ↓ -51% |
| Wellpoint | Medicaid Tenncare | $21.44 | ↓ -21% |
| United Healthcare | Heritage Select | $22.99 | ↓ -15% |
| United Healthcare | All Other Plans | $22.99 | ↓ -15% |
| United Healthcare | Options PPO | $22.99 | ↓ -15% |
| BCBS TN | Blue Care | $27.03 | ↓ -0% |
| Aetna | Commercial | $33.74 | ↑ +25% |
| Optum | VA CCN | $33.89 | ↑ +25% |
| Tricare | Humana Military | $33.89 | ↑ +25% |
| Humana | DSNP | $34.91 | ↑ +29% |
| United Healthcare | Medicare Advantage | $34.91 | ↑ +29% |
| United Healthcare | Community Plan DSNP | $34.91 | ↑ +29% |
| Humana | Medicare Advantage HMO | $34.91 | ↑ +29% |
| Humana | Medicare Advantage PPO | $34.91 | ↑ +29% |
| Farm Bureau | Medicare Advantage PPO | $35.25 | ↑ +30% |
| Farm Bureau | Medicare Advantage HMO | $35.25 | ↑ +30% |
| Blue Cross of TN | Med Adv Diamond | $35.58 | ↑ +31% |
| Devoted Health | HMO | $35.58 | ↑ +31% |
| Wellcare | Medicare Advantage | $35.58 | ↑ +31% |
| United Healthcare | DSNP | $35.58 | ↑ +31% |
| Devoted Health | PPO | $35.58 | ↑ +31% |
| HealthSpring | Medicare PPO | $35.58 | ↑ +31% |
| HealthSpring | Medicare HMO POS | $35.58 | ↑ +31% |
| Aetna | Medicare Advantage | $35.58 | ↑ +31% |
| Cigna | Medicare PPO | $35.58 | ↑ +31% |
| Cigna | Medicare HMO | $35.58 | ↑ +31% |
| Wellpoint | DSNP | $35.58 | ↑ +31% |
| Wellpoint | Medicare Advantage | $35.58 | ↑ +31% |
| Blue Cross of TN | Med Adv Sapphire | $35.58 | ↑ +31% |
| Blue Cross of TN | Med Adv Ruby | $35.58 | ↑ +31% |
| Blue Cross of TN | BlueEssential DSNP | $35.58 | ↑ +31% |
| Blue Cross of TN | BlueEssential HMO | $35.58 | ↑ +31% |
| Blue Cross of TN | Med Adv PPO | $35.58 | ↑ +31% |
| Cigna | Medicare HMO-POS | $35.58 | ↑ +31% |
| EHN | Network Lease | $36.90 | ↑ +36% |
| BCBS TN | Commercial Network P | $41.08 | ↑ +52% |
| BCBS TN | Commercial Network S | $41.08 | ↑ +52% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $49.20 | ↑ +82% |
| Community Services Network | NonProfit Public Benefit | $53.30 | ↑ +97% |
| Cigna | IFP | $53.82 | ↑ +99% |
| Cigna | Local Plus | $54.05 | ↑ +100% |
| USA Managed Care Organization | PPO | $57.40 | ↑ +112% |
| Cigna | OAP | $58.75 | ↑ +117% |
| Cigna | HMO | $58.75 | ↑ +117% |
| Cigna | POS | $58.75 | ↑ +117% |
| NovaNet | Network Lease | $61.50 | ↑ +127% |
| National Provider Network | PPO | $65.60 | ↑ +142% |
| Direct Care America | PPO | $65.60 | ↑ +142% |
| MedSave USA | Commercial | $65.60 | ↑ +142% |
| Beech Street | PPO | $69.70 | ↑ +158% |
| CCN Managed Care | PPO | $69.70 | ↑ +158% |
| Initial Group | PPO | $72.16 | ↑ +167% |
| Galaxy Health Network | PPO | $73.80 | ↑ +173% |
| Ambetter | Exchange | $95.88 | ↑ +254% |
Visitor-reported prices
Comments
Surgical pathology level 2 gross & microscopic examination at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $65.42 | $6.73 – $75.17 |
| CHI Memorial Hospital Hixson | Hixson | $95.61 | $10.02 – $226.10 |
| 62-1166050 BMH Carroll County | Huntingdon | $14.49 | $6.73 – $71.68 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $136.63 | $10.02 – $226.10 |
| Johnson City Medical Center | JOHNSON CITY | $39.60 | $14.52 – $75.98 |
| Ascension Saint Thomas DeKalb | Smithville | $65.42 | $6.73 – $75.17 |
| Ascension Saint Thomas Highlands | Sparta | $65.42 | $6.73 – $75.17 |
| Ascension Saint Thomas River Park | McMinnville | $65.42 | $8.45 – $75.17 |