Dch validity tests at Roane County Medical Center

8045 Roane Medical Center Dr, Harriman, TN · Fsregional · · NPI 1700036696

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$8.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$26.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.57 with Wellpoint vs $23.40 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $1.57 ↓ -82%
United Healthcare Tenncare $1.63 ↓ -81%
United Healthcare Heritage Select $3.48 ↓ -59%
Tricare Humana Military $3.48 ↓ -59%
Optum VA CCN $3.48 ↓ -59%
United Healthcare Options PPO $3.48 ↓ -59%
United Healthcare All Other Plans $3.48 ↓ -59%
United Healthcare Medicare Advantage $3.58 ↓ -58%
United Healthcare Community Plan DSNP $3.58 ↓ -58%
Humana Medicare Advantage HMO $3.58 ↓ -58%
Humana DSNP $3.58 ↓ -58%
Humana Medicare Advantage PPO $3.58 ↓ -58%
Farm Bureau Medicare Advantage PPO $3.62 ↓ -58%
Farm Bureau Medicare Advantage HMO $3.62 ↓ -58%
Devoted Health PPO $3.65 ↓ -57%
HealthSpring Medicare PPO $3.65 ↓ -57%
HealthSpring Medicare HMO POS $3.65 ↓ -57%
Blue Cross of TN Med Adv Sapphire $3.65 ↓ -57%
Aetna Medicare Advantage $3.65 ↓ -57%
Wellcare Medicare Advantage $3.65 ↓ -57%
Blue Cross of TN Med Adv Ruby $3.65 ↓ -57%
Devoted Health HMO $3.65 ↓ -57%
Cigna Medicare PPO $3.65 ↓ -57%
Cigna Medicare HMO $3.65 ↓ -57%
Blue Cross of TN Med Adv PPO $3.65 ↓ -57%
Blue Cross of TN Med Adv Diamond $3.65 ↓ -57%
Blue Cross of TN BlueEssential HMO $3.65 ↓ -57%
Blue Cross of TN BlueEssential DSNP $3.65 ↓ -57%
United Healthcare DSNP $3.65 ↓ -57%
Cigna Medicare HMO-POS $3.65 ↓ -57%
Wellpoint DSNP $3.65 ↓ -57%
Wellpoint Medicare Advantage $3.65 ↓ -57%
BCBS TN Blue Care $4.35 ↓ -49%
Aetna Commercial $5.26 ↓ -39%
Ambetter Exchange $6.30 ↓ -27%
BCBS TN Commercial Network P $6.61 ↓ -23%
BCBS TN Commercial Network S $6.61 ↓ -23%
Cigna IFP $6.94 ↓ -19%
Cigna Local Plus $6.97 ↓ -19%
Cigna POS $7.58 ↓ -12%
Cigna OAP $7.58 ↓ -12%
Cigna HMO $7.58 ↓ -12%
EHN Network Lease $11.70 ↑ +36%
Correctional Medical Services Correctional Facilities - Inmate Claims $15.60 ↑ +82%
Community Services Network NonProfit Public Benefit $16.90 ↑ +97%
USA Managed Care Organization PPO $18.20 ↑ +112%
NovaNet Network Lease $19.50 ↑ +127%
Direct Care America PPO $20.80 ↑ +142%
MedSave USA Commercial $20.80 ↑ +142%
National Provider Network PPO $20.80 ↑ +142%
Beech Street PPO $22.10 ↑ +158%
CCN Managed Care PPO $22.10 ↑ +158%
Initial Group PPO $22.88 ↑ +167%
Galaxy Health Network PPO $23.40 ↑ +173%

Visitor-reported prices

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Dch validity tests at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $5.76 $1.25 – $11.28
CHI Memorial Hospital Hixson Hixson $10.36 $2.28 – $24.50
62-1166050 BMH Carroll County Huntingdon $9.66 $3.03 – $6.96
CHI Memorial Hospital Chattanooga Chattanooga $14.81 $2.28 – $24.50
Johnson City Medical Center JOHNSON CITY $4.35 $1.74 – $7.59
Hancock County Hospital SNEEDVILLE $4.37 $1.81 – $7.94
Greeneville Community Hospital GREENEVILLE $4.35 $1.30 – $7.59
Bristol Regional Medical Center BRISTOL $4.35 $1.74 – $8.35

All Tennessee hospitals for this procedure →