CT heart w/evaluation of calcium without contrast at Roane County Medical Center

8045 Roane Medical Center Dr, Harriman, TN · Fsregional · · NPI 1700036696

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$39.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.91 with United Healthcare vs $639.00 with Ambetter — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $27.91 ↓ -30%
EHN Network Lease $54.00 ↑ +36%
Correctional Medical Services Correctional Facilities - Inmate Claims $72.00 ↑ +82%
Wellpoint Medicaid Tenncare $74.42 ↑ +88%
Community Services Network NonProfit Public Benefit $78.00 ↑ +97%
Optum VA CCN $78.96 ↑ +99%
Tricare Humana Military $78.96 ↑ +99%
Humana DSNP $81.33 ↑ +105%
Humana Medicare Advantage PPO $81.33 ↑ +105%
United Healthcare Medicare Advantage $81.33 ↑ +105%
United Healthcare Community Plan DSNP $81.33 ↑ +105%
Humana Medicare Advantage HMO $81.33 ↑ +105%
Farm Bureau Medicare Advantage PPO $82.12 ↑ +107%
Farm Bureau Medicare Advantage HMO $82.12 ↑ +107%
Blue Cross of TN BlueEssential HMO $82.91 ↑ +109%
Blue Cross of TN BlueEssential DSNP $82.91 ↑ +109%
Cigna Medicare HMO-POS $82.91 ↑ +109%
Wellpoint DSNP $82.91 ↑ +109%
Wellpoint Medicare Advantage $82.91 ↑ +109%
Devoted Health HMO $82.91 ↑ +109%
Wellcare Medicare Advantage $82.91 ↑ +109%
United Healthcare DSNP $82.91 ↑ +109%
Devoted Health PPO $82.91 ↑ +109%
HealthSpring Medicare PPO $82.91 ↑ +109%
HealthSpring Medicare HMO POS $82.91 ↑ +109%
Aetna Medicare Advantage $82.91 ↑ +109%
Blue Cross of TN Med Adv Sapphire $82.91 ↑ +109%
Cigna Medicare PPO $82.91 ↑ +109%
Cigna Medicare HMO $82.91 ↑ +109%
Blue Cross of TN Med Adv Ruby $82.91 ↑ +109%
Blue Cross of TN Med Adv PPO $82.91 ↑ +109%
Blue Cross of TN Med Adv Diamond $82.91 ↑ +109%
USA Managed Care Organization PPO $84.00 ↑ +112%
BCBS TN Blue Care $85.06 ↑ +115%
NovaNet Network Lease $90.00 ↑ +127%
MedSave USA Commercial $96.00 ↑ +142%
National Provider Network PPO $96.00 ↑ +142%
Direct Care America PPO $96.00 ↑ +142%
Beech Street PPO $102.00 ↑ +158%
CCN Managed Care PPO $102.00 ↑ +158%
Initial Group PPO $105.60 ↑ +167%
Galaxy Health Network PPO $108.00 ↑ +173%
United Healthcare All Other Plans $163.61 ↑ +313%
United Healthcare Heritage Select $163.61 ↑ +313%
United Healthcare Options PPO $163.61 ↑ +313%
Cigna POS $279.00 ↑ +605%
Cigna OAP $279.00 ↑ +605%
Cigna HMO $279.00 ↑ +605%
Cigna Local Plus $279.00 ↑ +605%
Cigna IFP $287.00 ↑ +625%
Aetna Commercial $415.80 ↑ +950%
BCBS TN Commercial Network S $548.00 ↑ +1284%
BCBS TN Commercial Network P $548.00 ↑ +1284%
Ambetter Exchange $639.00 ↑ +1514%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $101.15 $44.48 – $562.72
CHI Memorial Hospital Hixson Hixson $20.43 $13.80 – $1,467.00
62-1166050 BMH Carroll County Huntingdon $61.87 $44.48 – $160.80
CHI Memorial Hospital Chattanooga Chattanooga $29.19 $14.49 – $1,467.00
Ascension Saint Thomas DeKalb Smithville $101.15 $22.59 – $551.54
Ascension Saint Thomas Highlands Sparta $101.15 $22.59 – $551.54
Ascension Saint Thomas River Park McMinnville $101.15 $22.59 – $551.54
Ascension Saint Thomas Rutherford Murfreesboro $101.15 $44.48 – $551.54

All Tennessee hospitals for this procedure →