Brain MRI (with and without contrast) at Roane County Medical Center

8045 Roane Medical Center Dr, Harriman, TN · Fsregional · · NPI 1700036696

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$833.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,526.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$198.87 with United Healthcare vs $2,273.40 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $198.87 ↓ -76%
BCBS TN Blue Care $291.90 ↓ -65%
Optum VA CCN $316.52 ↓ -62%
Tricare Humana Military $316.52 ↓ -62%
Humana Medicare Advantage HMO $326.02 ↓ -61%
United Healthcare Community Plan DSNP $326.02 ↓ -61%
Humana DSNP $326.02 ↓ -61%
United Healthcare Medicare Advantage $326.02 ↓ -61%
Humana Medicare Advantage PPO $326.02 ↓ -61%
Farm Bureau Medicare Advantage HMO $329.18 ↓ -61%
Farm Bureau Medicare Advantage PPO $329.18 ↓ -61%
Blue Cross of TN BlueEssential HMO $332.35 ↓ -60%
Cigna Medicare PPO $332.35 ↓ -60%
Cigna Medicare HMO $332.35 ↓ -60%
Devoted Health HMO $332.35 ↓ -60%
Wellcare Medicare Advantage $332.35 ↓ -60%
Blue Cross of TN BlueEssential DSNP $332.35 ↓ -60%
Cigna Medicare HMO-POS $332.35 ↓ -60%
Wellpoint Medicare Advantage $332.35 ↓ -60%
United Healthcare DSNP $332.35 ↓ -60%
Blue Cross of TN Med Adv Sapphire $332.35 ↓ -60%
Blue Cross of TN Med Adv Ruby $332.35 ↓ -60%
Blue Cross of TN Med Adv PPO $332.35 ↓ -60%
Devoted Health PPO $332.35 ↓ -60%
HealthSpring Medicare PPO $332.35 ↓ -60%
HealthSpring Medicare HMO POS $332.35 ↓ -60%
Blue Cross of TN Med Adv Diamond $332.35 ↓ -60%
Aetna Medicare Advantage $332.35 ↓ -60%
Wellpoint DSNP $332.35 ↓ -60%
Wellpoint Medicaid Tenncare $356.05 ↓ -57%
Cigna Local Plus $472.00 ↓ -43%
Cigna HMO $472.00 ↓ -43%
Cigna OAP $472.00 ↓ -43%
Cigna POS $472.00 ↓ -43%
Cigna IFP $482.00 ↓ -42%
Aetna Commercial $619.77 ↓ -26%
United Healthcare Heritage Select $782.79 ↓ -6%
United Healthcare Options PPO $782.79 ↓ -6%
United Healthcare All Other Plans $782.79 ↓ -6%
BCBS TN Commercial Network S $864.00 ↑ +4%
BCBS TN Commercial Network P $864.00 ↑ +4%
Ambetter Exchange $1,022.00 ↑ +23%
EHN Network Lease $1,136.70 ↑ +36%
Correctional Medical Services Correctional Facilities - Inmate Claims $1,515.60 ↑ +82%
Community Services Network NonProfit Public Benefit $1,641.90 ↑ +97%
USA Managed Care Organization PPO $1,768.20 ↑ +112%
NovaNet Network Lease $1,894.50 ↑ +127%
Direct Care America PPO $2,020.80 ↑ +142%
MedSave USA Commercial $2,020.80 ↑ +142%
National Provider Network PPO $2,020.80 ↑ +142%
Beech Street PPO $2,147.10 ↑ +158%
CCN Managed Care PPO $2,147.10 ↑ +158%
Initial Group PPO $2,222.88 ↑ +167%
Galaxy Health Network PPO $2,273.40 ↑ +173%

Visitor-reported prices

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Brain MRI (with and without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,553.91 $297.06 – $981.30
CHI Memorial Hospital Hixson Hixson $2,479.89 $315.33 – $5,864.60
62-1166050 BMH Carroll County Huntingdon $1,158.74 $283.71 – $652.20
CHI Memorial Hospital Chattanooga Chattanooga $3,543.90 $315.33 – $5,864.60
Johnson City Medical Center JOHNSON CITY $668.55 $325.55 – $709.70
Ascension Saint Thomas DeKalb Smithville $1,592.39 $264.35 – $981.30
Ascension Saint Thomas Highlands Sparta $1,592.39 $264.35 – $1,057.38
Ascension Saint Thomas River Park McMinnville $1,516.56 $264.35 – $1,339.35

All Tennessee hospitals for this procedure →