Bld prd mix at Roane County Medical Center
8045 Roane Medical Center Dr, Harriman, TN · Fsregional · · NPI 1700036696
$59.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$181.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.56 with BCBS TN vs $162.90 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $38.56 | ↓ -35% |
| Aetna | Commercial | $45.75 | ↓ -23% |
| United Healthcare | Tenncare | $48.44 | ↓ -19% |
| BCBS TN | Commercial Network P | $58.62 | ↓ -2% |
| BCBS TN | Commercial Network S | $58.62 | ↓ -2% |
| Cigna | IFP | $65.22 | ↑ +9% |
| Cigna | Local Plus | $65.50 | ↑ +10% |
| Cigna | OAP | $71.20 | ↑ +19% |
| Cigna | HMO | $71.20 | ↑ +19% |
| Cigna | POS | $71.20 | ↑ +19% |
| EHN | Network Lease | $81.45 | ↑ +36% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $108.60 | ↑ +82% |
| Community Services Network | NonProfit Public Benefit | $117.65 | ↑ +97% |
| USA Managed Care Organization | PPO | $126.70 | ↑ +112% |
| Wellpoint | Medicaid Tenncare | $133.81 | ↑ +124% |
| NovaNet | Network Lease | $135.75 | ↑ +127% |
| United Healthcare | Options PPO | $143.50 | ↑ +140% |
| United Healthcare | Heritage Select | $143.50 | ↑ +140% |
| United Healthcare | All Other Plans | $143.50 | ↑ +140% |
| Direct Care America | PPO | $144.80 | ↑ +142% |
| National Provider Network | PPO | $144.80 | ↑ +142% |
| MedSave USA | Commercial | $144.80 | ↑ +142% |
| CCN Managed Care | PPO | $153.85 | ↑ +158% |
| Beech Street | PPO | $153.85 | ↑ +158% |
| Optum | VA CCN | $154.57 | ↑ +159% |
| Tricare | Humana Military | $154.57 | ↑ +159% |
| Humana | DSNP | $159.21 | ↑ +167% |
| Humana | Medicare Advantage HMO | $159.21 | ↑ +167% |
| United Healthcare | Community Plan DSNP | $159.21 | ↑ +167% |
| United Healthcare | Medicare Advantage | $159.21 | ↑ +167% |
| Humana | Medicare Advantage PPO | $159.21 | ↑ +167% |
| Initial Group | PPO | $159.28 | ↑ +167% |
| Farm Bureau | Medicare Advantage PPO | $160.75 | ↑ +169% |
| Farm Bureau | Medicare Advantage HMO | $160.75 | ↑ +169% |
| Blue Cross of TN | Med Adv Ruby | $162.30 | ↑ +172% |
| Blue Cross of TN | Med Adv Sapphire | $162.30 | ↑ +172% |
| Devoted Health | PPO | $162.30 | ↑ +172% |
| Wellcare | Medicare Advantage | $162.30 | ↑ +172% |
| Cigna | Medicare PPO | $162.30 | ↑ +172% |
| Aetna | Medicare Advantage | $162.30 | ↑ +172% |
| HealthSpring | Medicare HMO POS | $162.30 | ↑ +172% |
| HealthSpring | Medicare PPO | $162.30 | ↑ +172% |
| Cigna | Medicare HMO-POS | $162.30 | ↑ +172% |
| Wellpoint | DSNP | $162.30 | ↑ +172% |
| Wellpoint | Medicare Advantage | $162.30 | ↑ +172% |
| United Healthcare | DSNP | $162.30 | ↑ +172% |
| Blue Cross of TN | BlueEssential DSNP | $162.30 | ↑ +172% |
| Blue Cross of TN | BlueEssential HMO | $162.30 | ↑ +172% |
| Blue Cross of TN | Med Adv Diamond | $162.30 | ↑ +172% |
| Blue Cross of TN | Med Adv PPO | $162.30 | ↑ +172% |
| Cigna | Medicare HMO | $162.30 | ↑ +172% |
| Devoted Health | HMO | $162.30 | ↑ +172% |
| Galaxy Health Network | PPO | $162.90 | ↑ +173% |
Visitor-reported prices
Comments
Bld prd mix at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $79.34 | $18.93 – $229.75 |
| CHI Memorial Hospital Hixson | Hixson | $245.98 | $28.17 – $581.70 |
| 62-1166050 BMH Carroll County | Huntingdon | $21.62 | $18.93 – $312.94 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $351.52 | $28.17 – $581.70 |
| Johnson City Medical Center | JOHNSON CITY | $91.65 | $18.62 – $346.58 |
| Ascension Saint Thomas DeKalb | Smithville | $79.34 | $12.32 – $226.45 |
| Ascension Saint Thomas Highlands | Sparta | $101.01 | $12.32 – $226.45 |
| Ascension Saint Thomas River Park | McMinnville | $101.01 | $12.32 – $226.45 |