X-ray hand 2 views (both sides) at HORIZON MEDICAL CENTER

107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.21 with BCBS vs $855.03 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $17.21
BCBS TENNCARE $21.03
BCBS COVERKIDS $22.74
Humana NarrowExchangeNetwork $31.48
Humana HumanaChoiceCare $31.48
Humana BroadNetwork $31.48
Humana HumanaChoice $31.48
BCBS BlueCare $37.80
Aetna NewBusiness $41.62
Aetna COMM $41.62
Cigna NewBusiness $74.23
Cigna OAP $84.31
United AllPayerAppendix $154.52
United CorePayer $154.52
United HeritageSelect $154.52
Kentucky Labor Cabinet WORKERSCOMP $171.10
Pruitt Health (AllyAlign) MCR $176.58
Apex Health MCR $176.58
NHC Advantage, Inc. MCRHMO $176.58
Humana TRICARE $232.34
United OptionsPPO $285.32
Cigna PPO $340.15
Centurion PRISON $382.90
United GlobalBenefitPlan $418.22
Aetna NAP $464.69
BGFH SingleSource DIRECTNETWORK $464.69
Employers Health Network COMM $650.57
Odom's TN Pride Sausage WORKERSCOMP $697.03
Cigna Evernorth Behavioral Health COMM $743.50
BGFH SingleSource LEASEDNETWORK $789.97
Multiplan COMM $836.44
Beech Street COMM $855.03

Visitor-reported prices

visitor-reported
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X-ray hand 2 views (both sides) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $87.17 $14.21 – $179.33
CHI Memorial Hospital Hixson Hixson $55.36 $21.15 – $130.90
62-1166050 BMH Carroll County Huntingdon $47.61 $14.21 – $194.20
CHI Memorial Hospital Chattanooga Chattanooga $79.11 $21.15 – $130.90
Johnson City Medical Center JOHNSON CITY $72.75 $16.48 – $106.34
Ascension Saint Thomas DeKalb Smithville $87.17 $14.21 – $179.33
Ascension Saint Thomas Highlands Sparta $87.17 $14.21 – $179.33
Ascension Saint Thomas River Park McMinnville $87.17 $20.72 – $179.33

All Tennessee hospitals for this procedure →